Life Insurance
Insurance 101
Live Chat
Sign In
Apply Now

Life Insurance

Life insurance can feel complicated. We’re here to show you it doesn’t have to be.

Life Insurance

15-Year Term Life Insurance: 5 Types of People Who Should Consider It

Everyone is different. Here are some cases in which a 15-year term life insurance policy could help offer the protection your family needs.

By Ashley Abramson
Life Insurance

Do You Need Life Insurance & Is It Worth It?

Is life insurance worth it and when is it necessary? We help answer these questions with a few different scenarios. Learn more.

By Jessica Sillers
Life Insurance

Life Insurance Health Exams: What Do I Need to Know?

In some cases, life insurance underwriters may ask you to take a brief health exam as part of your application. Here’s how that might go.

By Kaycie Tyll
Life Insurance

Term Life Insurance for Married Couples: What You Should Know

Many couples tend to shop for life insurance together. Here’s how to navigate the process as a twosome.

By Jessica Sillers
Life Insurance

What You Should Know About Life Insurance Ratings Agencies

Reputable ratings agencies can give you a sense of whether the issuer of your life insurance policy is legit. Here’s what you should know.

By Sarah Li Cain
Life Insurance

Is 20-Year Term Life Insurance Worth It?

A 20-year term life policy provides coverage for 20 years. Learn more about 20-year term life insurance and if it's worthwhile.

By Ashley Abramson
Life Insurance

17 Common Life Insurance Riders: What You Should Know

Riders are additional coverages you can purchase along with a basic insurance policy. Here’s what you should know about life insurance riders.

By Wendy Berkowitz
Life Insurance

Term Life Insurance Application: What to Expect

These are the questions that a typical life insurance application asks, along with commentary on what it all means for you.

By Allison Kade
Life Insurance

How Much More Will Life Insurance Cost Me if I Wait?

If you wait a long time to buy life insurance, your premium could cost significantly more. Here’s the breakdown and what you should know.

By Chris Moon
Life Insurance

How Much Term Life Insurance Do I Need?

Life insurance helps support your dependents should the worst case happen. We explain a few methods that experts use to figure out how much you need.

By Lynn Shattuck
Life Insurance

Is Life Insurance Taxable?

Pop quiz: Do you pay taxes on life insurance? Life insurance proceeds aren’t considered income in the eyes of the IRS. Here’s what you should know.

By Jessica Sillers
Life Insurance

Mental Health & Life Insurance: What if I Have Depression?

If you’re one of the millions of Americans living with mental illness, life insurance could mean higher premiums—but not necessarily. Read this now.

By Wendy Berkowitz
Life Insurance

10 Reasons You (Think You) Don’t Need Life Insurance

We’ve spoken to many people who seem to need life insurance, but don’t have it. We hear lots of reasons, but most don’t hold water.

By Fabric
Life Insurance

Life Insurance Underwriting: How It Works & What You Need to Know

A life insurance underwriter is the person responsible for determining whether you get insured and how much it’ll cost you. Here’s how that works.

By Bethy Hardeman
Life Insurance

7 Reasons You Might Need Life Insurance

Life insurance may sound like the most “adulting” thing ever, but there’s a good chance your loved ones would be better off if you got a policy.

By Fabric

1

2

3

4

5

6

Fabric by Gerber Life Logo

About Fabric

iOS

/

Android

Download Fabric’s iOS mobile app through the Apple App Store
Download Fabric’s android mobile app through the Google Play app store
Subscribe to our newsletter

© 2022 Gerber Life Agency, LLC

Term Life Insurance Policy Series ICC22 2205-4004 WSA and Accelerated Death Benefit Rider policy series ICC22 2205-2623 WSA (and state variations where applicable) issued by Western-Southern Life Assurance Company, Cincinnati, OH which operates in DC and all states except NY, and distributed by Gerber Life Agency, LLC using Fabric Technologies. Gerber Life Agency, LLC is an affiliate of Gerber Life Insurance Company (est. 1967). All are members of Western & Southern Financial Group (Western & Southern). Issuance of coverage for Term Life Insurance is subject to underwriting review and approval. Please see a copy of the policy for the full terms, conditions and exclusions. Product provisions, availability, definitions and benefits may vary by state. Payment of benefits under the life insurance policy is the obligation of, and is guaranteed by, the issuing company. Guarantees are based on the claims-paying ability of the issuer. Products are backed by the full financial strength of the issuing company.

All sample pricing is based on a 30-year old F in Excellent health for the coverage amount shown and a 10-year term policy, unless otherwise stated. Gerber Life Agency, LLC (GLA) is an insurance agency licensed to sell life insurance products. GLA will receive compensation from Western-Southern Life Assurance Company for such sales. The NAIC Company Code for Western-Southern Life Assurance Company is 92622.

Western-Southern Life Assurance Company's A+ Superior A.M. Best Rating: Superior ability to meet ongoing insurance obligations (second highest of 13 ratings; rating held since June 2009). Ratings are subject to change from time to time. The ratings shown here are correct as of 09/03/2022. For more information about a particular rating or rating agency, please visit the website of the relevant agency.

Plan like a parent. is a trademark of Fabric Technologies, Inc.

Gerber Life is a registered trademark. Used under license from Société des Produits Nestlé S.A. and Gerber Products Company.

In the State of California, Gerber Life Agency, LLC is known as and does business as Gerber Life Insurance Agency, LLC.