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Life Insurance

Life insurance can feel complicated. We’re here to show you it doesn’t have to be.

Life Insurance

The Real Deal About Life Insurance for Children

What about life insurance for your children? Opinions are strongly divided on this topic. We’ll tell you what you need to know.

By Franklin Garza
Life Insurance

What Should You Do With a Life Insurance Benefit?

What is it like getting a life insurance death benefit? What should you actually do with it? We break it down with expert advice.

By Melanie Lockert
Life Insurance

Coronavirus, Life Insurance and You

Do you need another company update that begins with, “In these challenging times…”? Really, though, here's what’s going on with coronavirus.

By Fabric
Life Insurance

What It Means to Take Out a Life Insurance Policy on Someone Else

Before you jump to take out a life insurance for someone else, get the facts on when this is beneficial and when it’s more hassle than it’s worth.

By Jessica Sillers
Life Insurance

15-Year Term Life Insurance: 5 Types of People Who Should Consider It

Everyone is different. Here are some cases in which a 15-year term life insurance policy could help offer the protection your family needs.

By Ashley Abramson
Life Insurance

Do You Need Life Insurance & Is It Worth It?

Is life insurance worth it and when is it necessary? We help answer these questions with a few different scenarios. Learn more.

By Jessica Sillers
Life Insurance

Life Insurance Health Exams: What Do I Need to Know?

In some cases, life insurance underwriters may ask you to take a brief health exam as part of your application. Here’s how that might go.

By Kaycie Tyll
Life Insurance

Term Life Insurance for Married Couples: What You Should Know

Many couples tend to shop for life insurance together. Here’s how to navigate the process as a twosome.

By Jessica Sillers
Life Insurance

What You Should Know About Life Insurance Ratings Agencies

Reputable ratings agencies can give you a sense of whether the issuer of your life insurance policy is legit. Here’s what you should know.

By Sarah Li Cain
Life Insurance

Is 20-Year Term Life Insurance Worth It?

A 20-year term life policy provides coverage for 20 years. Learn more about 20-year term life insurance and if it's worthwhile.

By Ashley Abramson
Life Insurance

17 Common Life Insurance Riders: What You Should Know

Riders are additional coverages you can purchase along with a basic insurance policy. Here’s what you should know about life insurance riders.

By Wendy Berkowitz
Life Insurance

Term Life Insurance Application: What to Expect

These are the questions that a typical life insurance application asks, along with commentary on what it all means for you.

By Allison Kade
Life Insurance

How Much More Will Life Insurance Cost Me if I Wait?

If you wait a long time to buy life insurance, your premium could cost significantly more. Here’s the breakdown and what you should know.

By Chris Moon
Life Insurance

How Much Term Life Insurance Do I Need?

Life insurance helps support your dependents should the worst case happen. We explain a few methods that experts use to figure out how much you need.

By Lynn Shattuck
Life Insurance

Is Life Insurance Taxable?

Pop quiz: Do you pay taxes on life insurance? Life insurance proceeds aren’t considered income in the eyes of the IRS. Here’s what you should know.

By Jessica Sillers

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© 2023 Gerber Life Agency, LLC

Term Life Insurance Policy Series ICC22 2205-4004 WSA and Accelerated Death Benefit Rider policy series ICC22 2205-2623 WSA (and state variations where applicable) issued by Western-Southern Life Assurance Company, Cincinnati, OH which operates in DC and all states except NY, and distributed by Gerber Life Agency, LLC using Fabric Technologies. Gerber Life Agency, LLC is an affiliate of Gerber Life Insurance Company (est. 1967). All are members of Western & Southern Financial Group (Western & Southern). Issuance of coverage for Term Life Insurance is subject to underwriting review and approval. Please see a copy of the policy for the full terms, conditions and exclusions. Product provisions, availability, definitions and benefits may vary by state. Payment of benefits under the life insurance policy is the obligation of, and is guaranteed by, the issuing company. Guarantees are based on the claims-paying ability of the issuer. Products are backed by the full financial strength of the issuing company.

All sample pricing is based on a 30-year old F in Excellent health for the coverage amount shown and a 10-year term policy, unless otherwise stated. Gerber Life Agency, LLC (GLA) is an insurance agency licensed to sell life insurance products. GLA will receive compensation from Western-Southern Life Assurance Company for such sales. The NAIC Company Code for Western-Southern Life Assurance Company is 92622.

Western-Southern Life Assurance Company's A+ Superior A.M. Best Rating: Superior ability to meet ongoing insurance obligations (second highest of 13 ratings; rating held since June 2009). Ratings are subject to change from time to time. The ratings shown here are correct as of 09/03/2022. For more information about a particular rating or rating agency, please visit the website of the relevant agency.

Plan like a parent. is a trademark of Fabric Technologies, Inc.

Gerber Life is a registered trademark. Used under license from Société des Produits Nestlé S.A. and Gerber Products Company.

In the State of California, Gerber Life Agency, LLC is known as and does business as Gerber Life Insurance Agency, LLC.