Life Insurance
Life insurance can feel complicated. We’re here to show you it doesn’t have to be.
Life Insurance
Life Insurance Contestability Period: What Is It and How Does It Affect Me?
A life insurance contestability period lets insurers investigate a claim before paying the benefit. Here’s what that means for your coverage.
By Jessica Sillers
Life Insurance
Who Needs a $1 Million Life Insurance Policy?
A $1 million life insurance policy sounded excessive... until my partner and I considered everything we wanted to provide for our family. Is it right for you?
By Jessica Sillers
Life Insurance
What Is Life Insurance Laddering?
Life insurance needs can fluctuate over time. Find out if laddering multiple policies makes sense to fit coverage to your needs.
By Jessica Sillers
Life Insurance
Here’s How Quitting Smoking Can Affect Your Life Insurance
Smoking is a relevant factor when underwriters figure out whether they can offer you a policy and at what price. Here’s what it means if you quit.
By Jacqui Kenyon
Life Insurance
5 Questions to Ask About 10-Year Term Life Insurance
Wondering if a 10-year term policy might be right for you? Ask yourself these questions about your family's financial situation.
By Ashley Abramson
Life Insurance
How to Choose a Life Insurance Beneficiary When You Have Multiple Children
With life insurance, a policy can provide financial protection for those you love. But how do you balance your commitment to multiple children?
By Jessica Sillers
Life Insurance
How to Approach Life Insurance in Your 20s, 30s, and 40s
Age and health are the deciding factors for how much you’ll pay for life insurance coverage, so it’s worth thinking about it now.
By Jacqui Kenyon
Life Insurance
Term Life Insurance With No Medical Exam: How Does That Work?
No-exam life insurance policies let you skip the in-person medical exam. There are several types available, so understand the different options.
By Jessica Sillers
Life Insurance
9 Myths About Life Insurance—and What You Should Know
We’ll help you sort fact from fiction, and learn what you need to know about how life insurance really works.
By Allison Kade
Life Insurance
The Real Deal About Life Insurance for Children
What about life insurance for your children? Opinions are strongly divided on this topic. We’ll tell you what you need to know.
By Franklin Garza
Life Insurance
What Should You Do With a Life Insurance Benefit?
What is it like getting a life insurance death benefit? What should you actually do with it? We break it down with expert advice.
By Melanie Lockert
Life Insurance
Coronavirus, Life Insurance and You
Do you need another company update that begins with, “In these challenging times…”? Really, though, here's what’s going on with coronavirus.
By Fabric
Life Insurance
What It Means to Take Out a Life Insurance Policy on Someone Else
Before you jump to take out a life insurance for someone else, get the facts on when this is beneficial and when it’s more hassle than it’s worth.
By Jessica Sillers
Life Insurance
15-Year Term Life Insurance: 5 Types of People Who Should Consider It
Everyone is different. Here are some cases in which a 15-year term life insurance policy could help offer the protection your family needs.
By Ashley Abramson
Life Insurance
Do You Need Life Insurance & Is It Worth It?
Is life insurance worth it and when is it necessary? We help answer these questions with a few different scenarios. Learn more.
By Jessica Sillers
Term Life Insurance Policy Series ICC22 2205-4004 WSA and Accelerated Death Benefit Rider policy series ICC22 2205-2623 WSA (and state variations where applicable) issued by Western-Southern Life Assurance Company, Cincinnati, OH which operates in DC and all states except NY, and distributed by Gerber Life Agency, LLC using Fabric Technologies. Gerber Life Agency, LLC is an affiliate of Gerber Life Insurance Company (est. 1967). All are members of Western & Southern Financial Group (Western & Southern). Issuance of coverage for Term Life Insurance is subject to underwriting review and approval. Please see a copy of the policy for the full terms, conditions and exclusions. Product provisions, availability, definitions and benefits may vary by state. Payment of benefits under the life insurance policy is the obligation of, and is guaranteed by, the issuing company. Guarantees are based on the claims-paying ability of the issuer. Products are backed by the full financial strength of the issuing company.
All sample pricing is based on a 30-year old F in Excellent health for the coverage amount shown and a 10-year term policy, unless otherwise stated. Gerber Life Agency, LLC (GLA) is an insurance agency licensed to sell life insurance products. GLA will receive compensation from Western-Southern Life Assurance Company for such sales. The NAIC Company Code for Western-Southern Life Assurance Company is 92622.
Western-Southern Life Assurance Company's A+ Superior A.M. Best Rating: Superior ability to meet ongoing insurance obligations (second highest of 13 ratings; rating held since June 2009). Ratings are subject to change from time to time. The ratings shown here are correct as of 09/03/2022. For more information about a particular rating or rating agency, please visit the website of the relevant agency.
Plan like a parent. is a trademark of Fabric Technologies, Inc.
Gerber Life is a registered trademark. Used under license from Société des Produits Nestlé S.A. and Gerber Products Company.
In the State of California, Gerber Life Agency, LLC is known as and does business as Gerber Life Insurance Agency, LLC.
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