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Author head shot, Jacqui Kenyon

Jacqui Kenyon

Jacqui Kenyon is an editorial consultant, writer and editor. Her work has appeared in Business Insider, The Daily Beast, Fast Company and Forbes. Find her on LinkedIn.

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Life Insurance

What Is Universal Life Insurance?

If you find that term life insurance isn’t right for your family, universal life insurance’s flexibility and lower premiums may make it a good option.

By Jacqui Kenyon
Life Insurance

How to Approach Life Insurance in Your 20s, 30s, and 40s

Age and health are the deciding factors for how much you’ll pay for life insurance coverage, so it’s worth thinking about it now.

By Jacqui Kenyon
Life Insurance

Here’s How Quitting Smoking Can Affect Your Life Insurance

Smoking is a relevant factor when underwriters figure out whether they can offer you a policy and at what price. Here’s what it means if you quit.

By Jacqui Kenyon
Wills & Estate Planning

Do I Need a Lawyer to Make My Will?

Digital access to resources and online tools mean it’s easier than ever to write your own will online. But should you?

By Jacqui Kenyon

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© 2021 Fabric Insurance Agency, LLC

Accidental Death Insurance policies (Form VL-ADH1 with state variations where applicable) and Term Life Insurance policies (Form ICC16-VLT, ICC19-VLT2, and CMP 0501 with state variations where applicable) are issued by Vantis Life Insurance Company (Vantis Life), Windsor, CT (all states except NY), and by The Penn Insurance and Annuity Company of New York (NY only). Coverage may not be available in all states. Issuance of coverage for Term Life Insurance is subject to underwriting review and approval. Please see a copy of the policy for the full terms, conditions and exclusions. Policy obligations are the sole responsibility of Vantis Life.

All sample pricing is based on a 25-year old F in Excellent health for the coverage amount shown. All samples are for a 10-year term policy, unless otherwise stated. Term Life Insurance policies (Form ICC16-VLT, ICC19-VLT2, and CMP 0501 with state variations where applicable) are issued by Vantis Life Insurance Company (Vantis Life), Windsor, CT. Coverage may not be available in all states. Issuance of coverage for Term Life Insurance is subject to underwriting review and approval. Please see a copy of the policy for the full terms, conditions and exclusions. Policy obligations are the sole responsibility of Vantis Life.

Fabric Insurance Agency, LLC (FIA) is an insurance agency licensed to sell life and accident insurance products. FIA will receive compensation from Vantis Life for such sales. The NAIC Company Code for Vantis Life is 68632. See the Terms of Use for additional information regarding FIA.

A.M. Best uses letter grades ranging from A++, the highest, to F, companies in liquidation. Vantis Life’s A+ (Superior) rating, which was reaffirmed in April 2020, ranks the second highest out of 16 rankings. An insurer’s financial strength rating represents an opinion by the issuing agency regarding the ability of an insurance company to meet its financial obligations to its policyholders and contract holders and not a statement of fact or recommendation to purchase, sell or hold any security, policy or contract. These ratings do not imply approval of our products and do not reflect any indication of their performance. For more information about a particular rating or rating agency, please visit the website of the relevant agency.

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