Sign In
Get Started
Get the App

Life insurance isn't for you. It's for your family.

Fabric makes term life insurance simple - even for busy humans with boisterous kids. Apply in 10 minutes, and find a policy to help protect your family.

Apply now

Life insurance isn't for you. It's for your family.

Fabric makes term life insurance simple - even for busy humans with boisterous kids. Apply in 10 minutes, and find a policy to help protect your family.

Apply now

Three simple steps


Apply online or in the app

Our modern term life insurance application takes about 10 minutes. If you need a hand, our licensed team is standing by.


Get your decision

And if more information is needed, we'll make the next steps quick and easy for you.


Personalize your offer

Just like kids, policies come in all shapes and sizes. Tailor your term length or coverage amount before you buy to right-size your monthly premiums.

Get Started
Get the app
Get Started

Designed for busy parents

We make it easy for you and your spouse to understand and apply for affordable term life insurance. And then manage it conveniently from the app or online.

Apply now

Prices shown for a 25 year old female in Excellent health

Flexible & affordable

The coverage amount and term length of your policy is easy to customize before you buy. Explore 10-, 15-, and 20-year terms and coverage from $100,000 to $5,000,000.

An app at your fingertips

Stay on top of your policy right from the free app or online. You can use the app to organize your family's finances and create a will, too.

Keep the people that matter informed

Did you know there are over $1B in unclaimed life insurance benefits in the US*? This shouldn't happen. Fabric gives you the ability to share up-to-date policy details with your beneficiary through the app.

* Source: Consumer Reports

Our policies

Fabric offers policies issued by Vantis Life, a Penn Mutual company (Est 1847). Penn Mutual is the second-oldest mutual life insurance company in America, and wholly owns Vantis Life, which is currently Rated “A+” (“Superior”) for financial strength by A.M. Best.

What Fabric customers are paying

Here are some real offers we've made to customers for 20-year term life insurance.


per month


year old

female in excellent health


of coverage


per month


year old

male in excellent health


of coverage


per month


year old

female in excellent health


of coverage

It only takes a minute to get an estimate for insurance that fits your family's needs.

Get an estimate

"If you want fast, simple term life insurance, Fabric is worth a look."

I'm in great shape.
Do I need life insurance?

We can't speak for the literally invincible among us, but for everyone else, life insurance is a key part of looking out for our families if the unexpected happens.

Tell Me More

Who needs life insurance?

If you have someone who depends on you financially, own a business, have debts, or want to leave something behind for friends and family, you can benefit from life insurance. Read more.

How much coverage do I need?

Hear from happy parents

You do it all.
We do, too.

Tackle your family's keep-you-up-at-night list - right from the app. Create a free will and collaborate with your partner to organize your family's finances.

You made it to the end!

Now comes the easy part: applying. How easy? It takes about 10 minutes to do it.

Apply in 10 minutes

About Fabric




Subscribe to our newsletter

© 2020 Fabric Insurance Agency, LLC

Fabric Instant is an Accidental Death Insurance Policy (Form VL-ADH1 with state variations where applicable) and Fabric Premium is a Term Life Insurance Policy (Form ICC16-VLT, ICC16-VLT19, and CMP 0501 with state variations where applicable). Policies are issued by Vantis Life Insurance Company (Vantis Life), Windsor, CT (all states except NY), and by Vantis Life Insurance Company of New York, Brewster, NY (NY only). Coverage may not be available in all states. Issuance of coverage for Fabric Premium is subject to underwriting review and approval. Please see a copy of the policy for the full terms, conditions and exclusions. Policy obligations are the sole responsibility of Vantis Life.

Fabric Insurance Agency, LLC (FIA) is an insurance agency licensed to sell life, accident, and health insurance products. FIA will receive compensation from Vantis Life for such sales. The NAIC Company Code for Vantis Life is 68632. See the Terms of Use for additional information regarding FIA.

Plan like a parent. is a trademark of Fabric Technologies, Inc.