Life insurance
Life insurance can feel complicated. We’re here to show you it doesn’t have to be.
Life insurance
What Pre-Existing Medical Conditions May Disqualify You From Getting Life Insurance?
Pre-existing conditions can make getting life insurance more challenging, but you may still have coverage options. This is how insurers look at common health conditions.
By Jessica Sillers
Life insurance
Myths About Life Insurance With No Medical Exam
Life insurance without a medical exam is frequently misunderstood. Separate myths from facts about no-exam policy options.
By Jessica Sillers
Life insurance
Can You Be Too Rich for Life Insurance?
Do affluent families still need life insurance? How and why to use life insurance for high-earning households.
By Jessica Sillers
Life insurance
3 Real Parents Talk About Life Insurance Details
Real parents share the details of life insurance policies, decisions, and what they wish more parents talked about.
By Jessica Sillers
Life insurance
What Hollywood Gets Wrong (and Right) About Life Insurance
Learn what details movies get right about the life insurance industry and what’s a Hollywood myth.
By Jessica Sillers
Life insurance
A Visual Guide to Choosing the Right Life Insurance for Your Family
Term and whole life have different advantages. Use our flow chart to help you decide which might fit your situation best.
By Jessica Sillers
Life insurance
Term Life vs. Mortgage Life Insurance: Which Comes Out Ahead?
Homeowners may be faced with a choice of term vs. mortgage life insurance. Compare options to see which tends to be better value and coverage.
By Jessica Sillers
Life insurance
4 Surprising Famous People Who Had Life Insurance (and What You Can Learn)
Learn which celebrities you didn’t realize had life insurance — and what non-famous families can learn from their policies.
By Jessica Sillers
Life insurance
Places to Get Emergency Cash, Ranked from Best to Worst
When money’s tight, you need funds quickly. These ranked options can help you find your best source of emergency cash without hurting your financial future.
By Jessica Sillers
Life insurance
What Kind of No-Exam Life Insurance Is Right for Me?
There are several types of life insurance that don’t require a medical exam. Here’s how to figure out which might be right for you.
By Allison Kade
Life insurance
What’s the Cost of No-Exam Life Insurance?
In some cases, no-exam life insurance policies can be as affordable as those that make you undergo a health exam.
By Jessica Sillers
Life insurance
What Is Guaranteed Issue Life Insurance?
Worried that you might not qualify for life insurance coverage? With guaranteed issue insurance, everyone can be accepted for a policy.
By Jessica Sillers
Life insurance
What Is Simplified Issue Life Insurance?
If you want a streamlined, no-exam life insurance application process, simplified life insurance could be one route, especially if your health isn’t great.
By Allison Kade
Life insurance
Term Life Insurance With No Medical Exam: How Does That Work?
No-exam life insurance policies let you skip the in-person medical exam. There are several types available, so understand the different options.
By Jessica Sillers
Life insurance
What Is the Process of Getting a Life Insurance Policy Without a Medical Exam?
The no-exam life insurance application process can involve questionnaires and medical records. Learn what no-exam policies ask on your application.
By Jessica Sillers
Term Life Insurance Policy Series ICC22 2205-4004 WSA and Accelerated Death Benefit Rider policy series ICC22 2205-2623 WSA (and state variations where applicable) issued by Western-Southern Life Assurance Company, Cincinnati, OH which operates in DC and all states except NY, and distributed by Gerber Life Agency, LLC using Fabric Technologies. Gerber Life Agency, LLC is an affiliate of Gerber Life Insurance Company (est. 1967). All are members of Western & Southern Financial Group (Western & Southern). Issuance of coverage for Term Life Insurance is subject to underwriting review and approval. Please see a copy of the policy for the full terms, conditions and exclusions. Product provisions, availability, definitions and benefits may vary by state. Payment of benefits under the life insurance policy is the obligation of, and is guaranteed by, the issuing company. Guarantees are based on the claims-paying ability of the issuer. Products are backed by the full financial strength of the issuing company.
All sample pricing is based on a 30-year old F in Excellent health for the coverage amount shown and a 10-year term policy, unless otherwise stated. Gerber Life Agency, LLC (GLA) is an insurance agency licensed to sell life insurance products. GLA will receive compensation from Western-Southern Life Assurance Company for such sales. The NAIC Company Code for Western-Southern Life Assurance Company is 92622.
Western-Southern Life Assurance Company's A+ Superior A.M. Best Rating: Superior ability to meet ongoing insurance obligations (second highest of 13 ratings; rating held since June 2009). Ratings are subject to change from time to time. The ratings shown here are correct as of 09/03/2022. For more information about a particular rating or rating agency, please visit the website of the relevant agency.
Plan like a parent. is a trademark of Fabric Technologies, Inc.
Gerber Life is a registered trademark. Used under license from Société des Produits Nestlé S.A. and Gerber Products Company.
In the State of California, Gerber Life Agency, LLC is known as and does business as Gerber Life Insurance Agency, LLC.
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