Life Insurance

Life insurance can feel complicated. We’re here to show you it doesn’t have to be.

What Happens to College Savings in a Recession

A recession can have a different impact on your college savings depending on your plan and timeline. The good news: you may have options to stay on track.

How to Protect Your Emergency Savings in a Recession

Here’s how a recession impacts the economy and how you can keep your family’s finances as steady as possible in tough economic times.

What Inflation Means for Life Insurance

Life insurance can help protect your family’s financial future, but inflation affects you now. Learn how inflation affects life insurance and how to get coverage on a tight budget.

How Inflation Affects Your College Savings

Inflation can affect college savings and expenses, but you can take steps to protect 529 funds and keep college as affordable as possible.

What Inflation Means for Emergency Funds

Inflation reduces the purchasing power of your dollar, including money saved in emergency funds. Here’s how inflation and interest rates affect your savings.

How Much Life Insurance Do Seniors Need?

Seniors have their own priorities and limitations to consider when shopping for life insurance. Explore which type of insurance and coverage amount could be the right fit.

5 Reasons Accidental Death Insurance Might Be Right for You

Accidental death and AD&D policies can both offer coverage for serious accidents. Their coverage is limited, so consider whether they’re worthwhile in your case.

What Is Accidental Death vs. AD&D Insurance?

Accidental death and AD&D insurance both cover specific accidents. Which type is worth it for you depends on lifestyle and insurance exclusions, as well as cost.

What Happens to Unclaimed Life Insurance Benefits?

The Unclaimed Life Insurance Benefits Act helps beneficiaries get life insurance money they’re owed, even if they didn’t make a claim.

From Life Insurance to Tuition Reimbursement: How to Maximize Your Work Benefits

Chances are, your company currently offers some form of compensation you’re not taking full advantage of. Read ahead to learn about some common benefits you might be ignoring—and how to use them effectively.

By Zina Kumok

Life Insurance

Life Insurance for Entrepreneurs: What You Need to Know

Entrepreneurs have a legacy to protect and other people’s financial needs to consider. That’s why life insurance is often a necessity.

By Jessica Sillers

Life Insurance

How to Talk to Your Spouse About Life Insurance

Talking about life insurance with your spouse can be a more upbeat conversation than you might expect. These ideas can simplify “the talk” with your partner.

By Jessica Sillers

Life Insurance

Essential Guide to Return of Premium Term Life Insurance

Return of premium life insurance policies offer premium payments back at the end of the term. Know your options to balance coverage and money management.

By Jessica Sillers

Life Insurance

Is Life Insurance Tax Deductible?

Many people wonder whether life insurance is tax deductible. The answer is usually no, but there are some exceptions.

By Jenn Sinrich

Life Insurance

6 Types of Debt You Might Leave Behind When You Die (and How Life Insurance Can Help)

Most debts don’t disappear when you die. Here’s what happens to debts you leave unpaid and how to protect your family’s assets.

By Emily Smith

1

2

3

4

5

6

About Fabric

Refer a Friend

Press

Pricing

Reviews

Support

iOS

Android

Careers

FAQ

Diversity, Equity & Inclusion

Our Blog

Editorial Standards

Legal

Subscribe to our newsletter

Term Life Insurance Policy Series ICC22 2205-4004 WSA and Accelerated Death Benefit Rider policy series ICC22 2205-2623 WSA (and state variations where applicable) issued by Western-Southern Life Assurance Company, Cincinnati, OH which operates in DC and all states except NY, and distributed by Gerber Life Agency, LLC using Fabric Technologies. Gerber Life Agency, LLC is an affiliate of Gerber Life Insurance Company (est. 1967). All are members of Western & Southern Financial Group (Western & Southern). Issuance of coverage for Term Life Insurance is subject to underwriting review and approval. Please see a copy of the policy for the full terms, conditions and exclusions. Product provisions, availability, definitions and benefits may vary by state. Payment of benefits under the life insurance policy is the obligation of, and is guaranteed by, the issuing company. Guarantees are based on the claims-paying ability of the issuer. Products are backed by the full financial strength of the issuing company.

All sample pricing is based on a 30-year old F in Excellent health for the coverage amount shown and a 10-year term policy, unless otherwise stated. Gerber Life Agency, LLC (GLA) is an insurance agency licensed to sell life insurance products. GLA will receive compensation from Western-Southern Life Assurance Company for such sales. The NAIC Company Code for Western-Southern Life Assurance Company is 92622.

Western-Southern Life Assurance Company's A+ Superior A.M. Best Rating: Superior ability to meet ongoing insurance obligations (second highest of 13 ratings; rating held since June 2009). Ratings are subject to change from time to time. The ratings shown here are correct as of 09/03/2022. For more information about a particular rating or rating agency, please visit the website of the relevant agency.

Plan like a parent. is a trademark of Fabric Technologies, Inc.

Gerber Life is a registered trademark. Used under license from Société des Produits Nestlé S.A. and Gerber Products Company.

In the State of California, Gerber Life Agency, LLC is known as and does business as Gerber Life Insurance Agency, LLC.