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Life Insurance

Life insurance can feel complicated. We’re here to show you it doesn’t have to be.

Life Insurance

Life Insurance Awareness Month: 3 Real Stories

September is Life Insurance Awareness Month, so we wanted to take the opportunity to focus on how life insurance works, and why it really matters.

By Ashley Abramson
Life Insurance

Should You Name Your Child as a Beneficiary For Your Life Insurance Policy?

Your may think to name your child as the beneficiary of your life insurance. But naming a minor as a beneficiary could have unintended consequences.

By Chonce Maddox
Life Insurance

Your Weight Might Affect Your Insurability for Life Insurance

Life insurance companies assess weight as one part of your health profile. Learn how underwriters look at weight and fitness to determine ratings.

By Jessica Sillers
Life Insurance

Is Converting Term Life to Whole Life a Smart Financial Move?

Convertible life insurance offers the option to convert from term life to permanent. Here’s who can benefit and who may not need the coverage or cost.

By Jessica Sillers
Life Insurance

Is 30-Year Term Life Insurance Right for You?

Term life insurance provides affordable protection for many families, and a 30-year term is often a fit for younger couples and parents of young children.

By Emily Smith
Life Insurance

What Is Universal Life Insurance?

If you find that term life insurance isn’t right for your family, universal life insurance’s flexibility and lower premiums may make it a good option.

By Jacqui Kenyon
Life Insurance

Life Insurance for Parents: 6 Key Questions You Should Ask

Securing your family’s financial future is an important plan to cover as a parent. Get answers to the questions parents have about life insurance.

By Jessica Sillers
Life Insurance

We’ve Got Families, Too: Life Insurance Stories From the Fabric Team

As Fabric employees, we spend our days talking about life insurance. And some nights. Here are the kinds of life insurance we chose and why.

By Allison Kade
Life Insurance

Applying for Life Insurance When You’re Transgender and/or Non-Binary

You won’t be turned away from accessing life insurance for being transgender, but it can be more challenging to navigate a system built for a cisgender, M/F profile.

By Jessica Sillers
Life Insurance

Variable Life Insurance: What You Should Know

Variable life insurance exposes people to market conditions, which can mean a higher upside but also a potentially worse downside.

By Chonce Maddox
Life Insurance

What Is Permanent Life Insurance?

Whole life insurance provides coverage throughout your life. That’s different from term life insurance, which only covers you for a specific period of time.

By Sarah Li Cain
Life Insurance

Life Insurance in California: Fabric’s Got You Covered

Residents of California have something new to get excited about. For the first time, they’re eligible to apply for life insurance through Fabric.

By Fabric
Life Insurance

Life Insurance Regulations: Who Oversees Life Insurance Companies?

Life insurance is supposed to provide you with peace of mind, but who’s making sure the insurance company can deliver on their promises?

By Jessica Sillers
Life Insurance

Life Insurance and Wills: If You Have One, Do You Need the Other?

As a company that sells term life insurance, we get one question a lot: What’s the deal with life insurance and wills?

By Angie Chatman
Life Insurance

Life Insurance Contestability Period: What Is It and How Does It Affect Me?

A life insurance contestability period lets insurers investigate a claim before paying the benefit. Here’s what that means for your coverage.

By Jessica Sillers

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© 2021 Fabric Insurance Agency, LLC

Accidental Death Insurance policies (Form VL-ADH1 with state variations where applicable) and Term Life Insurance policies (Form ICC16-VLT, ICC19-VLT2, and CMP 0501 with state variations where applicable) are issued by Vantis Life Insurance Company (Vantis Life), Windsor, CT (all states except NY), and by The Penn Insurance and Annuity Company of New York (NY only). Coverage may not be available in all states. Issuance of coverage for Term Life Insurance is subject to underwriting review and approval. Please see a copy of the policy for the full terms, conditions and exclusions. Policy obligations are the sole responsibility of Vantis Life.

All sample pricing is based on a 25-year old F in Excellent health for the coverage amount shown. All samples are for a 10-year term policy, unless otherwise stated. Term Life Insurance policies (Form ICC16-VLT, ICC19-VLT2, and CMP 0501 with state variations where applicable) are issued by Vantis Life Insurance Company (Vantis Life), Windsor, CT. Coverage may not be available in all states. Issuance of coverage for Term Life Insurance is subject to underwriting review and approval. Please see a copy of the policy for the full terms, conditions and exclusions. Policy obligations are the sole responsibility of Vantis Life.

Fabric Insurance Agency, LLC (FIA) is an insurance agency licensed to sell life and accident insurance products. FIA will receive compensation from Vantis Life for such sales. The NAIC Company Code for Vantis Life is 68632. See the Terms of Use for additional information regarding FIA.

A.M. Best uses letter grades ranging from A++, the highest, to F, companies in liquidation. Vantis Life’s A+ (Superior) rating, which was reaffirmed in April 2020, ranks the second highest out of 16 rankings. An insurer’s financial strength rating represents an opinion by the issuing agency regarding the ability of an insurance company to meet its financial obligations to its policyholders and contract holders and not a statement of fact or recommendation to purchase, sell or hold any security, policy or contract. These ratings do not imply approval of our products and do not reflect any indication of their performance. For more information about a particular rating or rating agency, please visit the website of the relevant agency.

Plan like a parent. is a trademark of Fabric Technologies, Inc.