Life insurance

Life insurance can feel complicated. We’re here to show you it doesn’t have to be.

Life insurance

What Is Life Insurance Laddering?

A life insurance ladder uses multiple policies to time your coverage. A ladder might save money, but can be complicated and limit your coverage choices.

By Jessica Sillers

Life insurance

What Happens If You Miss a Life Insurance Premium Payment?

If you miss a life insurance payment, your coverage may not end right away, but you should take quick action to make sure your policy stays active.

By Jessica Sillers

Life insurance

Life Insurance When You’re Self-Employed

Self-employed people might need life insurance to cover both personal and business responsibilities. Find insurance options for variable income workers and small business owners.

By Jessica Sillers

Life insurance

Do You Need Life Insurance & Is It Worth It?

Is life insurance worth it and when is it necessary? We help answer these questions with a few different scenarios. Learn more.

By Jessica Sillers

Life insurance

Life Insurance Contestability Period: What Is It and How Does It Affect Me?

A life insurance contestability period lets insurers investigate a claim before paying the benefit. Here’s what that means for your coverage.

By Jessica Sillers

Life insurance

11 Different Types of Life Insurance — What You Should Know

Life insurance is important, but there are a lot of varieties to choose from. Here’s Fabric’s ultimate guide to the many choices.

By Jessica Sillers

Life insurance

Here’s How Quitting Smoking Can Affect Your Life Insurance

Smoking is a relevant factor when underwriters figure out whether they can offer you a policy and at what price. Here’s what it means if you quit.

By Jacqui Kenyon

Life insurance

How Prescription Review Works in a Life Insurance Application

Life insurance underwriting often includes a prescription review. Here’s how medications may (or may not) affect your rates.

By Jessica Sillers

Life insurance

How to Make It (Actually) Fun to Gift Savings or Investments for Kids

A financial gift can grow over the years to benefit a child’s future. These ideas can make gifts of savings or investments more fun and deepen your bond.