Life insurance

Life insurance can feel complicated. We’re here to show you it doesn’t have to be.

Life insurance

11 Different Types of Life Insurance — What You Should Know

Life insurance is important, but there are a lot of varieties to choose from. Here’s Fabric’s ultimate guide to the many choices.

By Jessica Sillers

Life insurance

Life Insurance Contestability Period: What Is It and How Does It Affect Me?

A life insurance contestability period lets insurers investigate a claim before paying the benefit. Here’s what that means for your coverage.

By Jessica Sillers

Life insurance

Here’s How Quitting Smoking Can Affect Your Life Insurance

Smoking is a relevant factor when underwriters figure out whether they can offer you a policy and at what price. Here’s what it means if you quit.

By Jacqui Kenyon

Life insurance

How Prescription Review Works in a Life Insurance Application

Life insurance underwriting often includes a prescription review. Here’s how medications may (or may not) affect your rates.

By Jessica Sillers

Life insurance

How to Make It (Actually) Fun to Gift Savings or Investments for Kids

A financial gift can grow over the years to benefit a child’s future. These ideas can make gifts of savings or investments more fun and deepen your bond.

By Jessica Sillers

Life insurance

5 Reasons Why Group Term Life Insurance at Work May Not Be Enough

Even if your company offers group term life insurance as an employee benefit, read these reasons to consider an individual life insurance policy.

By Anna Davies

Life insurance

What Is a Life Insurance Beneficiary? [Your Ultimate Guide]

If the worst happens, life insurance beneficiaries are paid out on the death benefit. But, beneficiaries can be complicated. Learn more.

By Jessica Sillers

Life insurance

Life Insurance Health Exams: What Do I Need to Know?

In some cases, life insurance underwriters may ask you to take a brief health exam as part of your application. Here’s how that might go.

By Kaycie Tyll

Life insurance

‘My Life Insurance Costs Four Lattes’: How Much Life Insurance Costs in Real-World Terms

How would life insurance really fit into your budget? Here’s how real quotes compare to actual items you buy through the year.

By Jessica Sillers

Life insurance

15-Year Term Life Insurance: 5 Types of People Who Should Consider It

Everyone is different. Here are some cases in which a 15-year term life insurance policy could help offer the protection your family needs.

By Ashley Abramson

Life insurance

Is 20-Year Term Life Insurance Worth It?

A 20-year term life policy provides coverage for 20 years. Learn more about 20-year term life insurance and if it's worthwhile.

By Ashley Abramson

Life insurance

“One Harrowing Day”: How a Freak Accident Changed My Friend’s Outlook on Life Insurance Forever

Everything’s fine—until it isn’t. One mother shares how health scares transformed her thinking about life insurance.

By Jessica Sillers

Life insurance

6 Reasons Your Life Insurance Rate Might Be High—That Have Nothing to Do With Health

Your overall risk profile determines your life insurance premium rates. In addition to health, these lifestyle factors can have an effect on the cost of your policy.