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What Pre-Existing Medical Conditions May Disqualify You From Getting Life Insurance?

By Jessica Sillers  — Sep 25, 2023

Fabric Picks

Life insurance

Myths About Life Insurance With No Medical Exam

Life insurance without a medical exam is frequently misunderstood. Separate myths from facts about no-exam policy options.

By Jessica Sillers
Life insurance

Can You Be Too Rich for Life Insurance?

Do affluent families still need life insurance? How and why to use life insurance for high-earning households.

By Jessica Sillers
Life insurance

3 Real Parents Talk About Life Insurance Details

Real parents share the details of life insurance policies, decisions, and what they wish more parents talked about.

By Jessica Sillers
Saving/Investing for Kids

UGMA, UTMA, 529 and More: What’s the Best Option to Save for College?

You can save for college in various accounts, including 529 plans and UGMA or UTMA accounts. Saving in a combination of plans can give you more flexibility.

By Jessica Sillers

All Stories

Life insurance

Myths About Life Insurance With No Medical Exam

Life insurance without a medical exam is frequently misunderstood. Separate myths from facts about no-exam policy options.

By Jessica Sillers
Wills & Estate Planning

Are You Someone's Power of Attorney? Questions POA Agents Should Ask

If a family member names you as his or her POA agent, here are some things you’ll want to discuss beforehand.

By Allison Kade
Featured Posts

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Myths About Life Insurance With No Medical Exam

5

What Is a Last Will and Testament, and Who Needs One?

Wills & Estate Planning

What Is Power of Attorney, and Do I Need One?

Power of attorney can be helpful if ever you were to become incapacitated, to help account for your financial and medical wellbeing.

By Allison Kade
Wills & Estate Planning

What a Will Doesn't Cover: Pets, Funeral Arrangements, Digital Assets and More

We'll explain some of the things a will doesn't cover and special situations to be alert for.

By Allison Kade
Wills & Estate Planning

What Is a Last Will and Testament, and Who Needs One?

A last will and testament is one of those things you probably don’t want to think about on a random Sunday at the park, and one you’ll be so glad you did.

By Allison Kade
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© 2023 Gerber Life Agency, LLC

Term Life Insurance Policy Series ICC22 2205-4004 WSA and Accelerated Death Benefit Rider policy series ICC22 2205-2623 WSA (and state variations where applicable) issued by Western-Southern Life Assurance Company, Cincinnati, OH which operates in DC and all states except NY, and distributed by Gerber Life Agency, LLC using Fabric Technologies. Gerber Life Agency, LLC is an affiliate of Gerber Life Insurance Company (est. 1967). All are members of Western & Southern Financial Group (Western & Southern). Issuance of coverage for Term Life Insurance is subject to underwriting review and approval. Please see a copy of the policy for the full terms, conditions and exclusions. Product provisions, availability, definitions and benefits may vary by state. Payment of benefits under the life insurance policy is the obligation of, and is guaranteed by, the issuing company. Guarantees are based on the claims-paying ability of the issuer. Products are backed by the full financial strength of the issuing company.

All sample pricing is based on a 30-year old F in Excellent health for the coverage amount shown and a 10-year term policy, unless otherwise stated. Gerber Life Agency, LLC (GLA) is an insurance agency licensed to sell life insurance products. GLA will receive compensation from Western-Southern Life Assurance Company for such sales. The NAIC Company Code for Western-Southern Life Assurance Company is 92622.

Western-Southern Life Assurance Company's A+ Superior A.M. Best Rating: Superior ability to meet ongoing insurance obligations (second highest of 13 ratings; rating held since June 2009). Ratings are subject to change from time to time. The ratings shown here are correct as of 09/03/2022. For more information about a particular rating or rating agency, please visit the website of the relevant agency.

Plan like a parent. is a trademark of Fabric Technologies, Inc.

Gerber Life is a registered trademark. Used under license from Société des Produits Nestlé S.A. and Gerber Products Company.

In the State of California, Gerber Life Agency, LLC is known as and does business as Gerber Life Insurance Agency, LLC.

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