Life insurance

Life insurance can feel complicated. We’re here to show you it doesn’t have to be.

Life insurance

What Is Guaranteed Issue Life Insurance?

Worried that you might not qualify for life insurance coverage? With guaranteed issue insurance, everyone can be accepted for a policy.

By Jessica Sillers
Life insurance

What Is Simplified Issue Life Insurance?

If you want a streamlined, no-exam life insurance application process, simplified life insurance could be one route, especially if your health isn’t great.

By Allison Kade
Life insurance

What Is the Process of Getting a Life Insurance Policy Without a Medical Exam?

The no-exam life insurance application process can involve questionnaires and medical records. Learn what no-exam policies ask on your application.

By Jessica Sillers
Life insurance

Should I Get a No Medical Exam Life Insurance Policy Even If I’m in Good Health?

Several life insurance options exist with no medical exam. If you’re in great health, no-exam term life insurance is likely your best fit.

By Jessica Sillers
Life insurance

What It Means to Surrender a Life Insurance Policy—and How to Know If It’s Right for You

If you have a permanent life insurance policy that has a cash value, you might be considering surrendering your policy as a source of cash. That’s a decision that shouldn’t be taken lightly.

By Jacqui Kenyon
Life insurance

‘My Life Insurance Costs Four Lattes’: How Much Life Insurance Costs in Real-World Terms

How would life insurance really fit into your budget? Here’s how real quotes compare to actual items you buy through the year.

By Jessica Sillers
Life insurance

7 Ways to Find Room in Your Budget for College Savings

It’s smart to start saving early for your child’s college education. These tips can put you in control of your family finances to help you get there.

By Jessica Sillers
Life insurance

3 Mistakes I Made While Buying Life Insurance… and 3 Things I Did Well

I wish I’d made different choices when applying for life insurance. Avoid my mistakes and get tips to do life insurance right.

By Jessica Sillers
Life insurance

What to Do With Life Insurance After a Divorce

When you split finances in a divorce, don’t forget life insurance. Review your beneficiary and coverage to make sure your life insurance reflects your new situation.

By Jessica Sillers
Life insurance

What a Recession Means for Your Life Insurance

Life insurance can feel like financial protection, or another bill to pay. Get details about affordable coverage and how to choose a policy that fits.

By Jessica Sillers
Life insurance

How I Set Up My Will — And What I Wish I’d Done Differently

I’m a finance writer and I didn’t have a will. Here’s how I conquered common myths and made mine in under 30 minutes.

By Jessica Sillers
Life insurance

Top New Year’s Resolution for 2023: Applying for Life Insurance

A new year is a fresh slate and a great time to build security into your family’s finances with an affordable life insurance policy.

By Emily Smith
Life insurance

3 Reasons I’m Grateful I Have Life Insurance

My journey to learning what life insurance can really cover, and why I’m grateful I have it to help protect my family.

By Jessica Sillers
Life insurance

Fabric is now Fabric by Gerber Life!

We’re excited to announce that Fabric is now Fabric by Gerber Life, and has joined the family of trusted brands under Western & Southern Financial Group (parent company of Gerber Life Agency), offering policies issued by Western-Southern Life Assurance Company.

By Fabric
Life insurance

How to Protect Your Emergency Savings in a Recession

Here’s how a recession impacts the economy and how you can keep your family’s finances as steady as possible in tough economic times.

By Jessica Sillers

© 2025 Gerber Life Agency, LLC

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For digital and website advertising: Competitor referenced in advertising is State Farm Life Insurance Company, who we believe to be a close competitor, unless otherwise indicated. State Farm's quote includes the client's weight and height as illustrated below, these details are not factors in Fabric's quote. Pricing shown there and in the “$1/day” quote is as of 02/05/25 for a 10 year term and based on a 30-year-old, 170 lb, 5’4”, non-smoker female in TX in excellent health. Competitor information is obtained from sources believed to be reliable, but its accuracy or completeness is not guaranteed. This data is for informational purposes and is not intended as a solicitation or recommendation of any insurance product. Premium rates and underwriting classes may vary by company.

Term Life Insurance Policy Series ICC22 2205-4004 WSA and Accelerated Death Benefit Rider policy series ICC22 2205-2623 WSA (and state variations where applicable) issued by Western-Southern Life Assurance Company, Cincinnati, OH which operates in DC and all states except NY, and distributed by Gerber Life Agency, LLC using Fabric Technologies. Gerber Life Agency, LLC is an affiliate of Gerber Life Insurance Company (est. 1967). All are members of Western & Southern Financial Group (Western & Southern). Issuance of coverage for Term Life Insurance is subject to underwriting review and approval. Please see a copy of the policy for the full terms, conditions and exclusions. Product provisions, availability, definitions and benefits may vary by state. Payment of benefits under the life insurance policy is the obligation of, and is guaranteed by, the issuing company. Guarantees are based on the claims-paying ability of the issuer. Products are backed by the full financial strength of the issuing company.

All term life insurance sample pricing is based on a 30-year old F in Excellent health for the coverage amount shown and a 10-year term policy, unless otherwise stated. Gerber Life Agency, LLC (GLA) is an insurance agency licensed to sell life insurance products. GLA will receive compensation from Western-Southern Life Assurance Company for such sales. The NAIC Company Code for Western-Southern Life Assurance Company is 92622.

Western-Southern Life Assurance Company's A+ Superior A.M. Best Rating: Superior ability to meet ongoing insurance obligations (second highest of 13 ratings; rating held since June 2009). Ratings are subject to change from time to time. The ratings shown here are correct as of 09/03/2022. For more information about a particular rating or rating agency, please visit the website of the relevant agency.

Fabric by Gerber Life is a brand of Western & Southern Financial Group, Inc. Western & Southern Financial Group, Inc. is the parent company of W&S Advisory Services, LLC.

Investment advisory services tied to the Fabric by Gerber Life platform are provided by W&S Advisory Services, LLC, an SEC registered investment adviser. Registration as an investment advisor does not imply any level of skill or training. Custody, brokerage, and clearing services are provided by Apex Clearing Corporation, a registered broker-dealer and member FINRA/SIPC. As a member of the Securities Investor Protection Corporation (“SIPC”), funds are available to meet customer claims up to $500,000, including a maximum of $250,000 for cash claims. For additional information regarding SIPC coverage, including a brochure, contact SIPC at (202) 371‐8300 or visit www.sipc.org. Please consider your objectives before opening an investment account. Investments in securities involve the risk of loss. A diversified portfolio does not ensure a profit or protect against a loss. Past performance does not guarantee future results.

Plan like a parent. is a trademark of Fabric Technologies, Inc.

Gerber Life is a registered trademark. Used under license from Société des Produits Nestlé S.A. and Gerber Products Company.

In the State of California, Gerber Life Agency, LLC is known as and does business as Gerber Life Insurance Agency, LLC.

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