Life insurance can feel complicated. We’re here to show you it doesn’t have to be.
Before you jump to take out a life insurance for someone else, get the facts on when this is beneficial and when it’s more hassle than it’s worth.
Everyone is different. Here are some cases in which a 15-year term life insurance policy could help offer the protection your family needs.
In some cases, life insurance underwriters may ask you to take a brief health exam as part of your application. Here’s how that might go.
Many couples tend to shop for life insurance together. Here’s how to navigate the process as a twosome.
Reputable ratings agencies can give you a sense of whether the issuer of your life insurance policy is legit. Here’s what you should know.
Riders are additional coverages you can purchase along with a basic insurance policy. Here’s what you should know about life insurance riders.
If you wait a long time to buy life insurance, your premium could cost significantly more. Here’s the breakdown and what you should know.
If you’re one of the millions of Americans living with mental illness, life insurance could mean higher premiums—but not necessarily. Read this now.
We’ve spoken to many people who seem to need life insurance, but don’t have it. We hear lots of reasons, but most don’t hold water.
A life insurance underwriter is the person responsible for determining whether you get insured and how much it’ll cost you. Here’s how that works.
Accidental Death Insurance policies (Form VL-ADH1 with state variations where applicable) and Term Life Insurance policies (Form ICC16-VLT, ICC19-VLT2, and CMP 0501 with state variations where applicable) are issued by Vantis Life Insurance Company (Vantis Life), Windsor, CT (all states except NY), and by The Penn Insurance and Annuity Company of New York (NY only). Coverage may not be available in all states. Issuance of coverage for Term Life Insurance is subject to underwriting review and approval. Please see a copy of the policy for the full terms, conditions and exclusions. Policy obligations are the sole responsibility of Vantis Life.
All sample pricing is based on a 25-year old F in Excellent health for the coverage amount shown. All samples are for a 10-year term policy, unless otherwise stated. Term Life Insurance policies (Form ICC16-VLT, ICC19-VLT2, and CMP 0501 with state variations where applicable) are issued by Vantis Life Insurance Company (Vantis Life), Windsor, CT. Coverage may not be available in all states. Issuance of coverage for Term Life Insurance is subject to underwriting review and approval. Please see a copy of the policy for the full terms, conditions and exclusions. Policy obligations are the sole responsibility of Vantis Life.
A.M. Best uses letter grades ranging from A++, the highest, to F, companies in liquidation. Vantis Life’s A+ (Superior) rating, which was reaffirmed in April 2020, ranks the second highest out of 16 rankings. An insurer’s financial strength rating represents an opinion by the issuing agency regarding the ability of an insurance company to meet its financial obligations to its policyholders and contract holders and not a statement of fact or recommendation to purchase, sell or hold any security, policy or contract. These ratings do not imply approval of our products and do not reflect any indication of their performance. For more information about a particular rating or rating agency, please visit the website of the relevant agency.
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