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Life Insurance

Life insurance can feel complicated. We’re here to show you it doesn’t have to be.

Life Insurance

Term Life Insurance for Married Couples: What You Should Know

Many couples tend to shop for life insurance together. Here’s how to navigate the process as a twosome.

By Jessica Sillers
Life Insurance

What You Should Know About Life Insurance Ratings Agencies

Reputable ratings agencies can give you a sense of whether the issuer of your life insurance policy is legit. Here’s what you should know.

By Sarah Li Cain
Life Insurance

Is 20-Year Term Life Insurance Worth It?

A 20-year term life policy provides coverage for 20 years. Learn more about 20-year term life insurance and if it's worthwhile.

By Ashley Abramson
Life Insurance

17 Common Life Insurance Riders: What You Should Know

Riders are additional coverages you can purchase along with a basic insurance policy. Here’s what you should know about life insurance riders.

By Wendy Berkowitz
Life Insurance

Term Life Insurance Application: What to Expect

These are the questions that a typical life insurance application asks, along with commentary on what it all means for you.

By Allison Kade
Life Insurance

How Much More Will Life Insurance Cost Me if I Wait?

If you wait a long time to buy life insurance, your premium could cost significantly more. Here’s the breakdown and what you should know.

By Chris Moon
Life Insurance

How Much Term Life Insurance Do I Need?

Life insurance helps support your dependents should the worst case happen. We explain a few methods that experts use to figure out how much you need.

By Lynn Shattuck
Life Insurance

Is Life Insurance Taxable?

Pop quiz: Do you pay taxes on life insurance? Life insurance proceeds aren’t considered income in the eyes of the IRS. Here’s what you should know.

By Jessica Sillers
Life Insurance

Mental Health & Life Insurance: What if I Have Depression?

If you’re one of the millions of Americans living with mental illness, life insurance could mean higher premiums—but not necessarily. Read this now.

By Wendy Berkowitz
Life Insurance

10 Reasons You (Think You) Don’t Need Life Insurance

We’ve spoken to many people who seem to need life insurance, but don’t have it. We hear lots of reasons, but most don’t hold water.

By Fabric
Life Insurance

Life Insurance Underwriting: How It Works & What You Need to Know

A life insurance underwriter is the person responsible for determining whether you get insured and how much it’ll cost you. Here’s how that works.

By Bethy Hardeman
Life Insurance

7 Reasons You Might Need Life Insurance

Life insurance may sound like the most “adulting” thing ever, but there’s a good chance your loved ones would be better off if you got a policy.

By Fabric
Life Insurance

Stay-at-Home Parent? You Should Know This About Life Insurance

It’s common for stay-at-home parents to consider life insurance, too. But they have special needs and considerations.

By Jessica Sillers
Life Insurance

Getting Life Insurance When Pregnant: What You Should Know

Pregnancy is complicated enough, without added questions about how it might affect your life insurance application. Here’s the deal.

By Jessica Sillers
Life Insurance

15 Different Types of Life Insurance: What You Should Know

Life insurance is important, but there are a lot of varieties to choose from. Here’s Fabric’s ultimate guide to the many choices.

By Jessica Sillers

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© 2021 Fabric Insurance Agency, LLC

Accidental Death Insurance policies (Form VL-ADH1 with state variations where applicable) and Term Life Insurance policies (Form ICC16-VLT, ICC19-VLT2, and CMP 0501 with state variations where applicable) are issued by Vantis Life Insurance Company (Vantis Life), Windsor, CT (all states except NY), and by The Penn Insurance and Annuity Company of New York (NY only). Coverage may not be available in all states. Issuance of coverage for Term Life Insurance is subject to underwriting review and approval. Please see a copy of the policy for the full terms, conditions and exclusions. Policy obligations are the sole responsibility of Vantis Life.

All sample pricing is based on a 25-year old F in Excellent health for the coverage amount shown. All samples are for a 10-year term policy, unless otherwise stated. Term Life Insurance policies (Form ICC16-VLT, ICC19-VLT2, and CMP 0501 with state variations where applicable) are issued by Vantis Life Insurance Company (Vantis Life), Windsor, CT. Coverage may not be available in all states. Issuance of coverage for Term Life Insurance is subject to underwriting review and approval. Please see a copy of the policy for the full terms, conditions and exclusions. Policy obligations are the sole responsibility of Vantis Life.

Fabric Insurance Agency, LLC (FIA) is an insurance agency licensed to sell life and accident insurance products. FIA will receive compensation from Vantis Life for such sales. The NAIC Company Code for Vantis Life is 68632. See the Terms of Use for additional information regarding FIA.

A.M. Best uses letter grades ranging from A++, the highest, to F, companies in liquidation. Vantis Life’s A+ (Superior) rating, which was reaffirmed in April 2020, ranks the second highest out of 16 rankings. An insurer’s financial strength rating represents an opinion by the issuing agency regarding the ability of an insurance company to meet its financial obligations to its policyholders and contract holders and not a statement of fact or recommendation to purchase, sell or hold any security, policy or contract. These ratings do not imply approval of our products and do not reflect any indication of their performance. For more information about a particular rating or rating agency, please visit the website of the relevant agency.

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