Life Insurance
Life insurance can feel complicated. We’re here to show you it doesn’t have to be.
Life Insurance
Applying for Life Insurance When You’re Transgender and/or Non-Binary
You won’t be turned away from accessing life insurance for being transgender, but it can be more challenging to navigate a system built for a cisgender, M/F profile.
By Jessica Sillers
Life Insurance
Variable Life Insurance: What You Should Know
Variable life insurance exposes people to market conditions, which can mean a higher upside but also a potentially worse downside.
By Chonce Maddox
Life Insurance
What Is Permanent Life Insurance?
Whole life insurance provides coverage throughout your life. That’s different from term life insurance, which only covers you for a specific period of time.
By Sarah Li Cain
Life Insurance
Life Insurance in California: Fabric’s Got You Covered
Residents of California have something new to get excited about. For the first time, they’re eligible to apply for life insurance through Fabric.
By Fabric
Life Insurance
Life Insurance Regulations: Who Oversees Life Insurance Companies?
Life insurance is supposed to provide you with peace of mind, but who’s making sure the insurance company can deliver on their promises?
By Jessica Sillers
Life Insurance
Life Insurance and Wills: If You Have One, Do You Need the Other?
As a company that sells term life insurance, we get one question a lot: What’s the deal with life insurance and wills?
By Angie Chatman
Life Insurance
Life Insurance Contestability Period: What Is It and How Does It Affect Me?
A life insurance contestability period lets insurers investigate a claim before paying the benefit. Here’s what that means for your coverage.
By Jessica Sillers
Life Insurance
Who Needs a $1 Million Life Insurance Policy?
A $1 million life insurance policy sounded excessive... until my partner and I considered everything we wanted to provide for our family. Is it right for you?
By Jessica Sillers
Life Insurance
What Is Life Insurance Laddering?
Life insurance needs can fluctuate over time. Find out if laddering multiple policies makes sense to fit coverage to your needs.
By Jessica Sillers
Life Insurance
Here’s How Quitting Smoking Can Affect Your Life Insurance
Smoking is a relevant factor when underwriters figure out whether they can offer you a policy and at what price. Here’s what it means if you quit.
By Jacqui Kenyon
Life Insurance
5 Questions to Ask About 10-Year Term Life Insurance
Wondering if a 10-year term policy might be right for you? Ask yourself these questions about your family's financial situation.
By Ashley Abramson
Life Insurance
How to Choose a Life Insurance Beneficiary When You Have Multiple Children
With life insurance, a policy can provide financial protection for those you love. But how do you balance your commitment to multiple children?
By Jessica Sillers
Life Insurance
How to Approach Life Insurance in Your 20s, 30s, and 40s
Age and health are the deciding factors for how much you’ll pay for life insurance coverage, so it’s worth thinking about it now.
By Jacqui Kenyon
Life Insurance
Term Life Insurance Without Medical Exam: How Does That Work?
No-exam life insurance policies let you skip the in-person medical exam. There are several types available, so understand the different options.
By Jessica Sillers
Life Insurance
9 Myths About Life Insurance—and What You Should Know
We’ll help you sort fact from fiction, and learn what you need to know about how life insurance really works.
By Allison Kade
Term Life Insurance Policy Series ICC22 2205-4004 WSA and Accelerated Death Benefit Rider policy series ICC22 2205-2623 WSA (and state variations where applicable) issued by Western-Southern Life Assurance Company, Cincinnati, OH which operates in DC and all states except NY, and distributed by Gerber Life Agency, LLC using Fabric Technologies. Gerber Life Agency, LLC is an affiliate of Gerber Life Insurance Company (est. 1967). All are members of Western & Southern Financial Group (Western & Southern). Issuance of coverage for Term Life Insurance is subject to underwriting review and approval. Please see a copy of the policy for the full terms, conditions and exclusions. Product provisions, availability, definitions and benefits may vary by state. Payment of benefits under the life insurance policy is the obligation of, and is guaranteed by, the issuing company. Guarantees are based on the claims-paying ability of the issuer. Products are backed by the full financial strength of the issuing company.
All sample pricing is based on a 30-year old F in Excellent health for the coverage amount shown and a 10-year term policy, unless otherwise stated. Gerber Life Agency, LLC (GLA) is an insurance agency licensed to sell life insurance products. GLA will receive compensation from Western-Southern Life Assurance Company for such sales. The NAIC Company Code for Western-Southern Life Assurance Company is 92622.
Western-Southern Life Assurance Company's A+ Superior A.M. Best Rating: Superior ability to meet ongoing insurance obligations (second highest of 13 ratings; rating held since June 2009). Ratings are subject to change from time to time. The ratings shown here are correct as of 09/03/2022. For more information about a particular rating or rating agency, please visit the website of the relevant agency.
Plan like a parent. is a trademark of Fabric Technologies, Inc.
Gerber Life is a registered trademark. Used under license from Société des Produits Nestlé S.A. and Gerber Products Company.
In the State of California, Gerber Life Agency, LLC is known as and does business as Gerber Life Insurance Agency, LLC.