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Author bio headshot, Jessica Sillers

Jessica Sillers

Jessica Sillers is a finance, insurance and parenting writer. In addition to helping families navigate insurance, wills, and college savings at Fabric, Jessica's work has also appeared on MSN.com, Business Insider, Pregnancy & Newborn magazine, and many other publications. When she's not writing, Jessica enjoys reading and relaxing with her husband and two children in Washington, D.C.

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Life Insurance 101

Your Weight Might Affect Your Insurability for Life Insurance

Life insurance companies assess weight as one part of your health profile. Learn how underwriters look at weight and fitness to determine ratings.

By Jessica Sillers
Life Insurance 101

Life Insurance Contestability Period: What Is It and How Does It Affect Me?

A life insurance contestability period lets insurers investigate a claim before paying the benefit. Here’s what that means for your coverage.

By Jessica Sillers
Life Insurance 101

Is Converting Term Life to Whole Life a Smart Financial Move?

Convertible life insurance offers the option to convert from term life to permanent. Here’s who can benefit and who may not need the coverage or cost.

By Jessica Sillers
Modern Family Finances

How Much to Save for College? The Ultimate Guide

Despite scary headlines, saving for college is doable. From figuring out how much you can afford to talking about it with family, here’s how.

By Jessica Sillers
Life Insurance 101

15 Different Types of Life Insurance: What You Should Know

Life insurance is important, but there are a lot of varieties to choose from. Here’s Fabric’s ultimate guide to the many choices.

By Jessica Sillers
Life Insurance 101

Term Life Insurance Without Medical Exam: How Does That Work?

No-exam life insurance policies let you skip the in-person medical exam. There are several types available, so understand the different options.

By Jessica Sillers

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Accidental Death Insurance policies (Form VL-ADH1 with state variations where applicable) and Term Life Insurance policies (Form ICC16-VLT, ICC19-VLT2, and CMP 0501 with state variations where applicable) are issued by Vantis Life Insurance Company (Vantis Life), Windsor, CT (all states except NY), and by The Penn Insurance and Annuity Company of New York (NY only). Coverage may not be available in all states. Issuance of coverage for Term Life Insurance is subject to underwriting review and approval. Please see a copy of the policy for the full terms, conditions and exclusions. Policy obligations are the sole responsibility of Vantis Life.

All sample pricing is based on a 25-year old F in Excellent health for the coverage amount shown. All samples are for a 10-year term policy, unless otherwise stated. Term Life Insurance policies (Form ICC16-VLT, ICC19-VLT2, and CMP 0501 with state variations where applicable) are issued by Vantis Life Insurance Company (Vantis Life), Windsor, CT. Coverage may not be available in all states. Issuance of coverage for Term Life Insurance is subject to underwriting review and approval. Please see a copy of the policy for the full terms, conditions and exclusions. Policy obligations are the sole responsibility of Vantis Life.

Fabric Insurance Agency, LLC (FIA) is an insurance agency licensed to sell life and accident insurance products. FIA will receive compensation from Vantis Life for such sales. The NAIC Company Code for Vantis Life is 68632. See the Terms of Use for additional information regarding FIA.

A.M. Best uses letter grades ranging from A++, the highest, to F, companies in liquidation. Vantis Life’s A+ (Superior) rating, which was reaffirmed in April 2020, ranks the second highest out of 16 rankings. An insurer’s financial strength rating represents an opinion by the issuing agency regarding the ability of an insurance company to meet its financial obligations to its policyholders and contract holders and not a statement of fact or recommendation to purchase, sell or hold any security, policy or contract. These ratings do not imply approval of our products and do not reflect any indication of their performance. For more information about a particular rating or rating agency, please visit the website of the relevant agency.

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