Emily Smith is a writer focused on insurance, personal finance and retirement. She has written for Barron's, Chime and Synchrony Bank, among many others. Find her on LinkedIn.
Emily Smith
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Life Insurance
Top New Year’s Resolution for 2023: Applying for Life Insurance
A new year is a fresh slate and a great time to build security into your family’s finances with an affordable life insurance policy.
By Emily Smith
Life Insurance
6 Types of Debt You Might Leave Behind When You Die (and How Life Insurance Can Help)
Most debts don’t disappear when you die. Here’s what happens to debts you leave unpaid and how to protect your family’s assets.
By Emily Smith
Life Insurance
Is 30-Year Term Life Insurance Right for You?
Term life insurance provides affordable protection for many families, and a 30-year term is often a fit for younger couples and parents of young children.
By Emily Smith
Term Life Insurance Policy Series ICC22 2205-4004 WSA and Accelerated Death Benefit Rider policy series ICC22 2205-2623 WSA (and state variations where applicable) issued by Western-Southern Life Assurance Company, Cincinnati, OH which operates in DC and all states except NY, and distributed by Gerber Life Agency, LLC using Fabric Technologies. Gerber Life Agency, LLC is an affiliate of Gerber Life Insurance Company (est. 1967). All are members of Western & Southern Financial Group (Western & Southern). Issuance of coverage for Term Life Insurance is subject to underwriting review and approval. Please see a copy of the policy for the full terms, conditions and exclusions. Product provisions, availability, definitions and benefits may vary by state. Payment of benefits under the life insurance policy is the obligation of, and is guaranteed by, the issuing company. Guarantees are based on the claims-paying ability of the issuer. Products are backed by the full financial strength of the issuing company.
All sample pricing is based on a 30-year old F in Excellent health for the coverage amount shown and a 10-year term policy, unless otherwise stated. Gerber Life Agency, LLC (GLA) is an insurance agency licensed to sell life insurance products. GLA will receive compensation from Western-Southern Life Assurance Company for such sales. The NAIC Company Code for Western-Southern Life Assurance Company is 92622.
Western-Southern Life Assurance Company's A+ Superior A.M. Best Rating: Superior ability to meet ongoing insurance obligations (second highest of 13 ratings; rating held since June 2009). Ratings are subject to change from time to time. The ratings shown here are correct as of 09/03/2022. For more information about a particular rating or rating agency, please visit the website of the relevant agency.
Plan like a parent. is a trademark of Fabric Technologies, Inc.
Gerber Life is a registered trademark. Used under license from Société des Produits Nestlé S.A. and Gerber Products Company.
In the State of California, Gerber Life Agency, LLC is known as and does business as Gerber Life Insurance Agency, LLC.