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Life Insurance

Life insurance can feel complicated. We’re here to show you it doesn’t have to be.

Life Insurance

We’ve Got Families, Too: Life Insurance Stories From the Fabric Team

As Fabric employees, we spend our days talking about life insurance. And some nights. Here are the kinds of life insurance we chose and why.

By Allison Kade
Life Insurance

Applying for Life Insurance When You’re Transgender and/or Non-Binary

You won’t be turned away from accessing life insurance for being transgender, but it can be more challenging to navigate a system built for a cisgender, M/F profile.

By Jessica Sillers
Life Insurance

Variable Life Insurance: What You Should Know

Variable life insurance exposes people to market conditions, which can mean a higher upside but also a potentially worse downside.

By Chonce Maddox
Life Insurance

What Is Permanent Life Insurance?

Whole life insurance provides coverage throughout your life. That’s different from term life insurance, which only covers you for a specific period of time.

By Sarah Li Cain
Life Insurance

Life Insurance in California: Fabric’s Got You Covered

Residents of California have something new to get excited about. For the first time, they’re eligible to apply for life insurance through Fabric.

By Fabric
Life Insurance

Life Insurance Regulations: Who Oversees Life Insurance Companies?

Life insurance is supposed to provide you with peace of mind, but who’s making sure the insurance company can deliver on their promises?

By Jessica Sillers
Life Insurance

Life Insurance and Wills: If You Have One, Do You Need the Other?

As a company that sells term life insurance, we get one question a lot: What’s the deal with life insurance and wills?

By Angie Chatman
Life Insurance

Life Insurance Contestability Period: What Is It and How Does It Affect Me?

A life insurance contestability period lets insurers investigate a claim before paying the benefit. Here’s what that means for your coverage.

By Jessica Sillers
Life Insurance

Who Needs a $1 Million Life Insurance Policy?

A $1 million life insurance policy sounded excessive... until my partner and I considered everything we wanted to provide for our family. Is it right for you?

By Jessica Sillers
Life Insurance

What Is Life Insurance Laddering?

Life insurance needs can fluctuate over time. Find out if laddering multiple policies makes sense to fit coverage to your needs.

By Jessica Sillers
Life Insurance

Here’s How Quitting Smoking Can Affect Your Life Insurance

Smoking is a relevant factor when underwriters figure out whether they can offer you a policy and at what price. Here’s what it means if you quit.

By Jacqui Kenyon
Life Insurance

5 Questions to Ask About 10-Year Term Life Insurance

Wondering if a 10-year term policy might be right for you? Ask yourself these questions about your family's financial situation.

By Ashley Abramson
Life Insurance

How to Choose a Life Insurance Beneficiary When You Have Multiple Children

With life insurance, a policy can provide financial protection for those you love. But how do you balance your commitment to multiple children?

By Jessica Sillers
Life Insurance

How to Approach Life Insurance in Your 20s, 30s, and 40s

Age and health are the deciding factors for how much you’ll pay for life insurance coverage, so it’s worth thinking about it now.

By Jacqui Kenyon
Life Insurance

Term Life Insurance Without Medical Exam: How Does That Work?

No-exam life insurance policies let you skip the in-person medical exam. There are several types available, so understand the different options.

By Jessica Sillers

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© 2022 Fabric Insurance Agency, LLC

Accidental Death Insurance policies (Form VL-ADH1 with state variations where applicable) and Term Life Insurance policies (Form ICC16-VLT, ICC19-VLT2, and CMP 0501 with state variations where applicable) are issued by Vantis Life Insurance Company (Vantis Life), Windsor, CT (all states except NY), and by The Penn Insurance and Annuity Company of New York (NY only). Coverage may not be available in all states. Issuance of coverage for Term Life Insurance is subject to underwriting review and approval. Please see a copy of the policy for the full terms, conditions and exclusions. Policy obligations are the sole responsibility of Vantis Life.

All sample pricing is based on a 25-year old F in Excellent health for the coverage amount shown. All samples are for a 10-year term policy, unless otherwise stated. Term Life Insurance policies (Form ICC16-VLT, ICC19-VLT2, and CMP 0501 with state variations where applicable) are issued by Vantis Life Insurance Company (Vantis Life), Windsor, CT. Coverage may not be available in all states. Issuance of coverage for Term Life Insurance is subject to underwriting review and approval. Please see a copy of the policy for the full terms, conditions and exclusions. Policy obligations are the sole responsibility of Vantis Life.

Fabric Insurance Agency, LLC (FIA) is an insurance agency licensed to sell life and accident insurance products. FIA will receive compensation from Vantis Life for such sales. The NAIC Company Code for Vantis Life is 68632. See the Terms of Use for additional information regarding FIA.

A.M. Best uses letter grades ranging from A++, the highest, to F, companies in liquidation. Vantis Life’s A+ (Superior) rating, which was reaffirmed in April 2020, ranks the second highest out of 16 rankings. An insurer’s financial strength rating represents an opinion by the issuing agency regarding the ability of an insurance company to meet its financial obligations to its policyholders and contract holders and not a statement of fact or recommendation to purchase, sell or hold any security, policy or contract. These ratings do not imply approval of our products and do not reflect any indication of their performance. For more information about a particular rating or rating agency, please visit the website of the relevant agency.

Plan like a parent. is a trademark of Fabric Technologies, Inc.