Life insurance can feel complicated. We’re here to show you it doesn’t have to be.
As a company that sells term life insurance, we get one question a lot: What’s the deal with life insurance and wills?
A life insurance contestability period lets insurers investigate a claim before paying the benefit. Here’s what that means for your coverage.
Smoking is a relevant factor when underwriters figure out whether they can offer you a policy and at what price. Here’s what it means if you quit.
Wondering if a 10-year term policy might be right for you? Ask yourself these questions about your family's financial situation.
With life insurance, a policy can provide financial protection for those you love. But how do you balance your commitment to multiple children?
Age and health are the deciding factors for how much you’ll pay for life insurance coverage, so it’s worth thinking about it now.
We’ll help you sort fact from fiction, and learn what you need to know about how life insurance really works.
Before you jump to take out a life insurance for someone else, get the facts on when this is beneficial and when it’s more hassle than it’s worth.
Everyone is different. Here are some cases in which a 15-year term life insurance policy could help offer the protection your family needs.
Term Life Insurance Policy Series ICC22 2205-4004 WSA and Accelerated Death Benefit Rider policy series ICC22 2205-2623 WSA (and state variations where applicable) issued by Western-Southern Life Assurance Company, Cincinnati, OH which operates in DC and all states except NY, and distributed by Gerber Life Agency, LLC using Fabric Technologies. Gerber Life Agency, LLC is an affiliate of Gerber Life Insurance Company (est. 1967). All are members of Western & Southern Financial Group (Western & Southern). Issuance of coverage for Term Life Insurance is subject to underwriting review and approval. Please see a copy of the policy for the full terms, conditions and exclusions. Product provisions, availability, definitions and benefits may vary by state. Payment of benefits under the life insurance policy is the obligation of, and is guaranteed by, the issuing company. Guarantees are based on the claims-paying ability of the issuer. Products are backed by the full financial strength of the issuing company.
All sample pricing is based on a 30-year old F in Excellent health for the coverage amount shown and a 10-year term policy, unless otherwise stated. Gerber Life Agency, LLC (GLA) is an insurance agency licensed to sell life insurance products. GLA will receive compensation from Western-Southern Life Assurance Company for such sales. The NAIC Company Code for Western-Southern Life Assurance Company is 92622.
Western-Southern Life Assurance Company's A+ Superior A.M. Best Rating: Superior ability to meet ongoing insurance obligations (second highest of 13 ratings; rating held since June 2009). Ratings are subject to change from time to time. The ratings shown here are correct as of 09/03/2022. For more information about a particular rating or rating agency, please visit the website of the relevant agency.
Plan like a parent. is a trademark of Fabric Technologies, Inc.
Gerber Life is a registered trademark. Used under license from Société des Produits Nestlé S.A. and Gerber Products Company.
In the State of California, Gerber Life Agency, LLC is known as and does business as Gerber Life Insurance Agency, LLC.