Life insurance can feel complicated. We’re here to show you it doesn’t have to be.
In some cases, life insurance underwriters may ask you to take a brief health exam as part of your application. Here’s how that might go.
Many couples tend to shop for life insurance together. Here’s how to navigate the process as a twosome.
Reputable ratings agencies can give you a sense of whether the issuer of your life insurance policy is legit. Here’s what you should know.
A 20-year term life policy provides coverage for 20 years. Learn more about 20-year term life insurance and if it's worthwhile.
Riders are additional coverages you can purchase along with a basic insurance policy. Here’s what you should know about life insurance riders.
These are the questions that a typical life insurance application asks, along with commentary on what it all means for you.
If you wait a long time to buy life insurance, your premium could cost significantly more. Here’s the breakdown and what you should know.
Life insurance helps support your dependents should the worst case happen. We explain a few methods that experts use to figure out how much you need.
Pop quiz: Do you pay taxes on life insurance? Life insurance proceeds aren’t considered income in the eyes of the IRS. Here’s what you should know.
If you’re one of the millions of Americans living with mental illness, life insurance could mean higher premiums—but not necessarily. Read this now.
We’ve spoken to many people who seem to need life insurance, but don’t have it. We hear lots of reasons, but most don’t hold water.
A life insurance underwriter is the person responsible for determining whether you get insured and how much it’ll cost you. Here’s how that works.
Life insurance may sound like the most “adulting” thing ever, but there’s a good chance your loved ones would be better off if you got a policy.
It’s common for stay-at-home parents to consider life insurance, too. But they have special needs and considerations.
Pregnancy is complicated enough, without added questions about how it might affect your life insurance application. Here’s the deal.
Term Life Insurance Policy Series ICC22 2205-4004 WSA and Accelerated Death Benefit Rider policy series ICC22 2205-2623 WSA (and state variations where applicable) issued by Western-Southern Life Assurance Company, Cincinnati, OH which operates in DC and all states except NY, and distributed by Gerber Life Agency, LLC using Fabric Technologies. Gerber Life Agency, LLC is an affiliate of Gerber Life Insurance Company (est. 1967). All are members of Western & Southern Financial Group (Western & Southern). Issuance of coverage for Term Life Insurance is subject to underwriting review and approval. Please see a copy of the policy for the full terms, conditions and exclusions. Product provisions, availability, definitions and benefits may vary by state. Payment of benefits under the life insurance policy is the obligation of, and is guaranteed by, the issuing company. Guarantees are based on the claims-paying ability of the issuer. Products are backed by the full financial strength of the issuing company.
All sample pricing is based on a 30-year old F in Excellent health for the coverage amount shown and a 10-year term policy, unless otherwise stated. Gerber Life Agency, LLC (GLA) is an insurance agency licensed to sell life insurance products. GLA will receive compensation from Western-Southern Life Assurance Company for such sales. The NAIC Company Code for Western-Southern Life Assurance Company is 92622.
Western-Southern Life Assurance Company's A+ Superior A.M. Best Rating: Superior ability to meet ongoing insurance obligations (second highest of 13 ratings; rating held since June 2009). Ratings are subject to change from time to time. The ratings shown here are correct as of 09/03/2022. For more information about a particular rating or rating agency, please visit the website of the relevant agency.
Plan like a parent. is a trademark of Fabric Technologies, Inc.
Gerber Life is a registered trademark. Used under license from Société des Produits Nestlé S.A. and Gerber Products Company.
In the State of California, Gerber Life Agency, LLC is known as and does business as Gerber Life Insurance Agency, LLC.