Life Insurance
Insurance 101
Live Chat
Sign In
Apply Now

Life Insurance

Life insurance can feel complicated. We’re here to show you it doesn’t have to be.

Life Insurance

Mental Health & Life Insurance: What if I Have Depression?

If you’re one of the millions of Americans living with mental illness, life insurance could mean higher premiums—but not necessarily. Read this now.

By Wendy Berkowitz
Life Insurance

10 Reasons You (Think You) Don’t Need Life Insurance

We’ve spoken to many people who seem to need life insurance, but don’t have it. We hear lots of reasons, but most don’t hold water.

By Fabric
Life Insurance

Life Insurance Underwriting: How It Works & What You Need to Know

A life insurance underwriter is the person responsible for determining whether you get insured and how much it’ll cost you. Here’s how that works.

By Bethy Hardeman
Life Insurance

7 Reasons You Might Need Life Insurance

Life insurance may sound like the most “adulting” thing ever, but there’s a good chance your loved ones would be better off if you got a policy.

By Fabric
Life Insurance

Stay-at-Home Parent? You Should Know This About Life Insurance

It’s common for stay-at-home parents to consider life insurance, too. But they have special needs and considerations.

By Jessica Sillers
Life Insurance

Getting Life Insurance When Pregnant: What You Should Know

Pregnancy is complicated enough, without added questions about how it might affect your life insurance application. Here’s the deal.

By Jessica Sillers
Life Insurance

15 Different Types of Life Insurance: What You Should Know

Life insurance is important, but there are a lot of varieties to choose from. Here’s Fabric’s ultimate guide to the many choices.

By Jessica Sillers
Life Insurance

Smoke Marijuana? Here’s How That Affects Your Life Insurance Rates

Can you still get life insurance if you use marijuana? Once upon a time, the answer may well have been a hard no. These days, it's more nuanced.

By Jessica Sillers
Life Insurance

What Is a Life Insurance Beneficiary? [Your Ultimate Guide]

If the worst happens, life insurance beneficiaries are paid out on the death benefit. But, beneficiaries can be complicated. Learn more.

By Jessica Sillers
Life Insurance

5 Reasons Why Group Term Life Insurance at Work May Not Be Enough

Even if your company offers group term life insurance as an employee benefit, read these reasons to consider an individual life insurance policy.

By Anna Davies
Life Insurance

Over $3,000?! Losing Weight Could Save You on Life Insurance

The “average” man and woman could save over $3,000 if they weighed 10 or 15 lbs less. New year’s resolutions, anyone?

By Allison Kade
Life Insurance

Term vs. Whole Life Insurance: What’s the Difference?

Term and whole life insurance are the main types of life insurance. We breakdown the differences to help you choose the right policy. Learn more.

By Allison Kade
Life Insurance

What Is Life Insurance? [Updated]

Here's everything to know about buying life insurance: term vs. whole, kinds of life insurance, how much life insurance to buy and more.

By Kaycie Tyll
Life Insurance

Announcing a New Feature to Help Connect You With Your Loved Ones

Fabric believes too many financial products don’t talk to each other. That can cause a whole host of problems. Trusted Contacts is here to change that.

By Allison Kade
Life Insurance

Do Single People Need Life Insurance?

Most people don’t even consider life insurance until they’re settled down in a family. But here’s why that might be a mistake.

By Jessica Sillers

1

2

3

4

5

6

Fabric by Gerber Life Logo

About Fabric

iOS

/

Android

Download Fabric’s iOS mobile app through the Apple App Store
Download Fabric’s android mobile app through the Google Play app store

© 2023 Gerber Life Agency, LLC

Term Life Insurance Policy Series ICC22 2205-4004 WSA and Accelerated Death Benefit Rider policy series ICC22 2205-2623 WSA (and state variations where applicable) issued by Western-Southern Life Assurance Company, Cincinnati, OH which operates in DC and all states except NY, and distributed by Gerber Life Agency, LLC using Fabric Technologies. Gerber Life Agency, LLC is an affiliate of Gerber Life Insurance Company (est. 1967). All are members of Western & Southern Financial Group (Western & Southern). Issuance of coverage for Term Life Insurance is subject to underwriting review and approval. Please see a copy of the policy for the full terms, conditions and exclusions. Product provisions, availability, definitions and benefits may vary by state. Payment of benefits under the life insurance policy is the obligation of, and is guaranteed by, the issuing company. Guarantees are based on the claims-paying ability of the issuer. Products are backed by the full financial strength of the issuing company.

All sample pricing is based on a 30-year old F in Excellent health for the coverage amount shown and a 10-year term policy, unless otherwise stated. Gerber Life Agency, LLC (GLA) is an insurance agency licensed to sell life insurance products. GLA will receive compensation from Western-Southern Life Assurance Company for such sales. The NAIC Company Code for Western-Southern Life Assurance Company is 92622.

Western-Southern Life Assurance Company's A+ Superior A.M. Best Rating: Superior ability to meet ongoing insurance obligations (second highest of 13 ratings; rating held since June 2009). Ratings are subject to change from time to time. The ratings shown here are correct as of 09/03/2022. For more information about a particular rating or rating agency, please visit the website of the relevant agency.

Plan like a parent. is a trademark of Fabric Technologies, Inc.

Gerber Life is a registered trademark. Used under license from Société des Produits Nestlé S.A. and Gerber Products Company.

In the State of California, Gerber Life Agency, LLC is known as and does business as Gerber Life Insurance Agency, LLC.