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Author bio headshot, Zina Kumok

Zina Kumok

Zina Kumok is a personal finance writer whose work has appeared in LearnVest, DailyWorth and Investopedia. She is a former newspaper reporter and writes a blog about paying off her student loans in three years at Debt Free After Three. She lives in Indianapolis with her husband and two rescue dogs.

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Modern Family Finances

How to Maximize Your Work Benefits

Amid stagnating wages and decreasing benefits, here's how to get creative to make sure you're maximizing all your work benefits.

By Zina Kumok
Modern Family Finances

What’s the Best Way to Save for Retirement?

Wait, we're supposed to save millions of dollars for retirement? Uh... Often the best way to save for retirement is simply to start.

By Zina Kumok

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Accidental Death Insurance policies (Form VL-ADH1 with state variations where applicable) and Term Life Insurance policies (Form ICC16-VLT, ICC19-VLT2, and CMP 0501 with state variations where applicable) are issued by Vantis Life Insurance Company (Vantis Life), Windsor, CT (all states except NY), and by The Penn Insurance and Annuity Company of New York (NY only). Coverage may not be available in all states. Issuance of coverage for Term Life Insurance is subject to underwriting review and approval. Please see a copy of the policy for the full terms, conditions and exclusions. Policy obligations are the sole responsibility of Vantis Life.

Fabric Insurance Agency, LLC (FIA) is an insurance agency licensed to sell life and accident insurance products. FIA will receive compensation from Vantis Life for such sales. The NAIC Company Code for Vantis Life is 68632. See the Terms of Use for additional information regarding FIA.

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