E-sign Consent

Last modified: April 5, 2023

Gerber Life Agency, LLC dba Fabric by Gerber Life and its affiliates and third party service providers ("Fabric") may need to provide you with certain communications, notices, agreements, billing statements, disclosures, documents or other information in writing ("Communications") regarding our products or services ("Services"). Your agreement to this E-sign Consent confirms your ability and consent to receive Communications electronically, rather than in paper form, and to the use of electronic signatures in our relationship with you ("Consent").

You agree to receive electronic communications from us, and use electronic signatures.

Under this Consent, Fabric may provide all Communications electronically by email, text message, push notification, WhatsApp message, telephone, or by making them accessible via Fabric websites or applications. Communications include, but are not limited to, (1) agreements and policies required to use the Services (e.g. this Consent, the Fabric Privacy Policy, the Fabric Terms of Use), (2) payment authorizations and transaction receipts or confirmations, (3) account statements and history, (4) federal and state tax statements and documents, and (5) updates on the status of your application, offers of promotions and/or products, alerts regarding upcoming offer expiration, and requests for feedback about the Service. We may also use electronic signatures and obtain them from you. Message frequency may vary. Message and data rates may apply for text messages. You may opt out of promotional text messaging at any time by replying “stop” to any promotional text message you receive from us.

You acknowledge that the internet is not a secure network and that, notwithstanding Fabric's security protocols, Communications transmitted over the internet may be accessed by unauthorized or unintended third parties.

Further, you agree to check the Fabric website for up-to-date information, and you consent to be considered informed and up-to-date concerning all postings on the Fabric website.

The minimum system requirements for accessing your information

To access and retain the electronic Communications, you will need the following:

• A computer or mobile device with Internet or mobile connectivity.
• For website-based Communications, a current web browser that includes 128-bit encryption. Minimum recommended browser standards are Chrome current version (see http://www.google.com/chrome for current version), Mozilla Firefox current version (see http://www.mozilla.com for current version), Apple Safari current version (see http://www.apple.com/safari for current version), or Microsoft Edge and above (see https://www.microsoft.com/en-us/windows/microsoft-edge for current version). The browser must have cookies enabled.
• For application-based Communications, a mobile phone operating system that supports text messaging, downloads, and applications from the Apple App Store and Google Play Store.
• Access to the email address or phone number used to create an account for the Fabric Service.
• Sufficient storage space to save Communications and/or a printer to print them.
• If you use a spam filter that blocks or re-routes emails from senders not listed in your email address book, you must white-list email from @meetfabric.com.

You have the right to receive paper delivery of Communications

You have the right to receive Communications in paper form. To request a paper copy of any Communication at no charge, please write to Gerber Life Agency, LLC dba Fabric by Gerber Life, 400 Broadway, Cincinnati, Ohio 45202, Attn: Compliance ("Fabric Address") within 180 days of your delivery of this Consent or any Communication, specifying in detail the Communication you would like to receive a paper copy of.

How to withdraw your consent to this agreement

You may withdraw your consent to receive electronic Communications at any time, by writing to the Fabric Address. Any withdrawal of your consent will be effective after a reasonable period of time for processing your request; provided that in force insurance transactions may continue to be serviced by electronic Communication. Your withdrawal of your consent to electronic delivery will not affect the legal effectiveness, validity, or enforceability of the electronic Communications that were provided to you before your withdrawal became effective.

Updating your email address

You can change your email address by writing to the Fabric Address. You may also be able to change your email address yourself through the Service.

Customer consent

By checking the "I ACCEPT" box and signing below, you consent to the electronic delivery of all terms and conditions, notices, disclosures and any other documents or Communications. You cannot register this account without acceptance of this Consent. You confirm that you have access to a computer that satisfies these requirements; you have access to a printer, or the ability to download information.

By consenting to electronic delivery you also agree that Fabric will not be providing to you any future terms and conditions, notices, disclosures or other documents or Communications in paper form unless specifically requested by the means specified in the above paragraphs. You should retain a copy of this Consent statement and all Communications to keep for your records.

I _____________________________________ consent to receive transmissions electronically.

Signature: __________________________________________

Date: ______________