Melanie Lockert is the founder of the blog and author of the book, Dear Debt. Through her blog, she chronicled her journey out of $81,000 in student loan debt. Her work has appeared on Business Insider, VICE, Allure and more. Melanie hosts a podcast, The Mental Health and Wealth Show, and writes about student loans, credit, and mental health. You can find more info at MelanieLockert.com. Find her on LinkedIn.