Bethy Hardeman is a personal finance writer and fintech marketer. She was part of the early team at Credit Karma and is now at Tally, the world's first fully automated debt manager. Her financial tips and advice have been featured in outlets such as CNBC, Glamour, TIME, USA Today, Forbes, U.S. News and World Report, Fortune and many more. She currently lives in San Francisco with her husband and three young sons.