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author bio photo, Angie Chatman

Angie Chatman

Angie Chatman is a frequent contributor to Business Insider. Her articles, essays and short fiction have been anthologized in Dine (Hippocampus Books), and have appeared or are forthcoming in the Rumpus, Blood Orange Review, Hippocampus magazine, fwriction:review and Slice of MIT, the blog of the MIT Alumni Association, among others. A storyteller, Angie has performed on the stages of The MOTH, StoryCollider and the television series Stories from the Stage (World Channel).

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Life Insurance 101

Life Insurance and Wills: If You Have One, Do You Need the Other?

As a company that sells term life insurance, we get one question a lot: What’s the deal with life insurance and wills?

By Angie Chatman

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Accidental Death Insurance policies (Form VL-ADH1 with state variations where applicable) and Term Life Insurance policies (Form ICC16-VLT, ICC19-VLT2, and CMP 0501 with state variations where applicable) are issued by Vantis Life Insurance Company (Vantis Life), Windsor, CT (all states except NY), and by The Penn Insurance and Annuity Company of New York (NY only). Coverage may not be available in all states. Issuance of coverage for Term Life Insurance is subject to underwriting review and approval. Please see a copy of the policy for the full terms, conditions and exclusions. Policy obligations are the sole responsibility of Vantis Life.

Fabric Insurance Agency, LLC (FIA) is an insurance agency licensed to sell life and accident insurance products. FIA will receive compensation from Vantis Life for such sales. The NAIC Company Code for Vantis Life is 68632. See the Terms of Use for additional information regarding FIA.

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