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Life insurance and financial security for your family

Fabric takes the stress out of managing your family’s finances with fast, affordable life insurance, will creation, college savings, and more.

Apply now
Get My Quote

Life insurance and financial security for your family

Fabric takes the stress out of managing your family’s finances with fast, affordable life insurance, will creation, college savings, and more.

Apply now
Get My Quote

The convenience you love, the brand you trust

Fabric has partnered with Gerber Life, a brand trusted by millions of families like yours for more than 50 years.

Fabric by Gerber Life can give parents like you term life insurance that’s designed to be affordable, plus wills, access to college savings funds, and more tools to help protect your family’s financial future—all in an easy online experience.

Fabric by Gerber Life

Life insurance made easy

Fully digital experience

Gone are the days of sitting in an insurance sales office. Fabric makes getting life insurance 100% digital — experience it on our website or via our convenient mobile app

130+ years of trusted coverage

Fabric by Gerber Life offers policies issued by Western-Southern Life Assurance Company, a Western & Southern company (with a heritage dating back to 1888), rated "A+" ("Superior") for financial strength by A.M. Best. Western & Southern is the parent company of Gerber Life Agency.

Automated underwriting

Traditional underwriting can take 10 weeks or more. With our automated digital underwriting system, you could get an instant decision with no medical exam. And when that isn’t possible, you’ll be able to track your application status with our convenient online dashboard.

Fast and hassle-free

Getting life insurance can seem like a daunting process. We make it easy — like, “you could be done with your application in only 10 minutes” easy.

Family finances in one simple app

With Fabric’s easy-to-use mobile app you can create a will, set up your kids’ college savings, and establish a rainy day savings fund — all in one place. Try it out today

Cancel any time

With Fabric, there are no hidden fees — ever. We offer a 30-day money back guarantee and the ability to cancel your coverage at any time.

Not all life insurance policies are made equal. Here’s what makes us different.

Policy benefits — at no additional cost to you

Our policy comes with benefits that you won’t find many other carriers offering at no additional cost. They’re part of the secret sauce that makes Fabric — well, Fabric!

Get access to policy funds when you need it most

Receive an advance* from your policy's death benefit through the accelerated death benefit rider (ADBR), automatically included with your policy, if you are diagnosed with a terminal illness. You can use this payment to pay for end-of-life care, plan for final expenses, or address other financial needs to help your family.

No price changes…guaranteed

Life is full of uncertainties — your policy price shouldn’t be one of them. In fact, we guarantee that your price won’t change for your full term period, no matter what happens in the economy**.

*If the advance is not repaid it will reduce the death benefit and affect other policy values.

**Assuming premiums are paid.

Have questions about life insurance?

Learn More Here

Join other happy customers

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4.8/5 rating from Trustpilot

Fabric has 1,800+ reviews and an “Excellent” TrustScore rating on Trustpilot. Read reviews

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A+ rating from Better Business Bureau

Fabric is a Better Business Bureau accredited business with an A+ rating. BBB profile

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4.5/5 stars on Google

Fabric has 4.5 out of 5 stars on Google Reviews. Read reviews

See what people are saying

Very easy step by step instructions and they give drop downs to explain things you might not understand. Great company.

Steven H. via Trustpilot

Easy, fast, and secure! A trusted company with a history to prove it. Don’t gamble on what’s important, sign up today and know your family will be taken care of if the worst should happen.

Noah via Trustpilot

I've been a member of Fabric for a while now. It's super easy and comforting to have that extra protection for my family.

Samantha via Trustpilot

The application and review process were simple, user-friendly and straightforward.

Serena M. via Trustpilot

Want to hear more real life stories from people whose lives have been changed by life insurance?

Check out Our Blog

You could have life insurance in just 10 minutes.

Get started today!

Apply now
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About Fabric




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© 2023 Gerber Life Agency, LLC

Term Life Insurance Policy Series ICC22 2205-4004 WSA and Accelerated Death Benefit Rider policy series ICC22 2205-2623 WSA (and state variations where applicable) issued by Western-Southern Life Assurance Company, Cincinnati, OH which operates in DC and all states except NY, and distributed by Gerber Life Agency, LLC using Fabric Technologies. Gerber Life Agency, LLC is an affiliate of Gerber Life Insurance Company (est. 1967). All are members of Western & Southern Financial Group (Western & Southern). Issuance of coverage for Term Life Insurance is subject to underwriting review and approval. Please see a copy of the policy for the full terms, conditions and exclusions. Product provisions, availability, definitions and benefits may vary by state. Payment of benefits under the life insurance policy is the obligation of, and is guaranteed by, the issuing company. Guarantees are based on the claims-paying ability of the issuer. Products are backed by the full financial strength of the issuing company.

All sample pricing is based on a 30-year old F in Excellent health for the coverage amount shown and a 10-year term policy, unless otherwise stated. Gerber Life Agency, LLC (GLA) is an insurance agency licensed to sell life insurance products. GLA will receive compensation from Western-Southern Life Assurance Company for such sales. The NAIC Company Code for Western-Southern Life Assurance Company is 92622.

Western-Southern Life Assurance Company's A+ Superior A.M. Best Rating: Superior ability to meet ongoing insurance obligations (second highest of 13 ratings; rating held since June 2009). Ratings are subject to change from time to time. The ratings shown here are correct as of 09/03/2022. For more information about a particular rating or rating agency, please visit the website of the relevant agency.

Plan like a parent. is a trademark of Fabric Technologies, Inc.

Gerber Life is a registered trademark. Used under license from Société des Produits Nestlé S.A. and Gerber Products Company.

In the State of California, Gerber Life Agency, LLC is known as and does business as Gerber Life Insurance Agency, LLC.