Gone are the days of sitting in an insurance sales office. Fabric makes getting life insurance 100% digital — experience it on our website or via our convenient mobile app
Our policies are issued by Vantis Life, a Penn Mutual company, the second-oldest mutual life insurance company in America, established in 1847.
Traditional underwriting can take 10 weeks or more. With our automated digital underwriting system, you could get an instant decision with no health exam. And when that isn’t possible, you’ll be able to track your application status with our convenient online dashboard.
Getting life insurance can seem like a daunting process. We make it easy — like, “you could be done with your application in only 10 minutes” easy.
With Fabric, there are no hidden fees — ever. We offer a 30-day money back guarantee and the ability to cancel your coverage at any time.
Our policy comes with benefits that you won’t find many other carriers offering at no additional cost. They’re part of the secret sauce that makes Fabric — well, Fabric!
Receive money from your own policy if you are diagnosed with a terminal illness
At no cost to your beneficiary, the carrier will donate 1% of the coverage amount to charity — up to $100,000!
You’ll have the flexibility to convert to whole life coverage down the road with no additional underwriting
Have questions about life insurance?
Fabric has 1,800+ reviews and an “Excellent” TrustScore rating on Trustpilot. Read reviews
Fabric is a Better Business Bureau accredited business with an A+ rating. BBB profile
Fabric has 4.5 out of 5 stars on Google Reviews. Read reviews
— Steven H. via Trustpilot
— Noah via Trustpilot
— Samantha via Trustpilot
— Serena M. via Trustpilot
Accidental Death Insurance policies (Form VL-ADH1 with state variations where applicable) and Term Life Insurance policies (Form ICC16-VLT, ICC19-VLT2, and CMP 0501 with state variations where applicable) are issued by Vantis Life Insurance Company (Vantis Life), Windsor, CT (all states except NY), and by The Penn Insurance and Annuity Company of New York (NY only). Coverage may not be available in all states. Issuance of coverage for Term Life Insurance is subject to underwriting review and approval. Please see a copy of the policy for the full terms, conditions and exclusions. Policy obligations are the sole responsibility of Vantis Life.
All sample pricing is based on a 25-year old F in Excellent health for the coverage amount shown. All samples are for a 10-year term policy, unless otherwise stated. Term Life Insurance policies (Form ICC16-VLT, ICC19-VLT2, and CMP 0501 with state variations where applicable) are issued by Vantis Life Insurance Company (Vantis Life), Windsor, CT. Coverage may not be available in all states. Issuance of coverage for Term Life Insurance is subject to underwriting review and approval. Please see a copy of the policy for the full terms, conditions and exclusions. Policy obligations are the sole responsibility of Vantis Life.
A.M. Best uses letter grades ranging from A++, the highest, to F, companies in liquidation. Vantis Life’s A+ (Superior) rating, which was reaffirmed in April 2020, ranks the second highest out of 16 rankings. An insurer’s financial strength rating represents an opinion by the issuing agency regarding the ability of an insurance company to meet its financial obligations to its policyholders and contract holders and not a statement of fact or recommendation to purchase, sell or hold any security, policy or contract. These ratings do not imply approval of our products and do not reflect any indication of their performance. For more information about a particular rating or rating agency, please visit the website of the relevant agency.
Plan like a parent. is a trademark of Fabric Technologies, Inc.