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What’s Covered?

Fabric Premium is term life insurance that covers almost all forms of mortality, including accidental and illness-related death.

Examples of accidental death include unexpected events like car, bike, and commercial air crashes, fire, even murder.

Examples of illness-related death include death due to heart attacks, cancer, diabetes and all natural causes.


Your claim may be denied if you commit suicide within two years of your policy’s issue date or if you misrepresent yourself on your application.

Looking for Fabric Instant (accidental death insurance) coverage?

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© 2019 Fabric Insurance Agency, LLC

Fabric Instant is an Accidental Death Insurance Policy (Form VL-ADH1 with state variations where applicable) and Fabric Premium is a Term Life Insurance Policy (Form ICC16-VLT and CMP 0501 with state variations where applicable). Policies are issued by Vantis Life Insurance Company. (Vantis Life), Windsor, CT (all states except NY), and by Vantis Life Insurance Company of New York, Brewster, NY (NY only). Coverage may not be available in all states. Issuance of coverage for Fabric Premium is subject to underwriting review and approval. Please see a copy of the policy for the full terms, conditions and exclusions. Policy obligations are the sole responsibility of Vantis Life.

Fabric Insurance Agency, LLC (FIA) is an insurance agency licensed to sell life, accident, and health insurance products. FIA will receive compensation from Vantis Life for such sales. The NAIC Company Code for Vantis Life is 68632. See the Terms of Use for additional information regarding FIA.‬‬