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Life Insurance for you. Assurance for your family.

We made it easy. Apply in a few minutes.

Apply now

Life Insurance for you. Assurance for your family.

We made it easy. Apply in a few minutes.

Apply now

Three simple steps


Apply online or in the app

Our modern term life insurance application takes about 10 minutes. If you need a hand, our licensed team is standing by.


Get your decision

And if more information is needed, we'll make the next steps quick and easy for you.


Personalize your offer

Just like kids, policies come in all shapes and sizes. Tailor your term length or coverage amount before you buy to right-size your monthly premiums.

Get Started
Get the app
Get Started

Designed for busy parents

We make it easy for you and your spouse to understand and apply for affordable term life insurance. And then manage it conveniently from the app or online.

Apply now

Easy to customize

The best policies are tailored to fit your needs. We let you choose from 10, 15, or even 20 year terms with coverage amounts for any lifestyle.

Easy to access

Policy details are always at your fingertips in the Fabric app, along with additional built-in tools to help with family finances.

Easy to share

Fabric makes it simple to share up-to-date policy details with your spouse. Because what they don’t know can’t help them.

* Source: Consumer Reports

Our policies

Fabric offers policies issued by Vantis Life, a Penn Mutual company (Est 1847). Penn Mutual is the second-oldest mutual life insurance company in America, and wholly owns Vantis Life, which is currently Rated “A+” (“Superior”) for financial strength by A.M. Best.

What Fabric customers are paying

Here are some real offers we've made to customers for 20-year term life insurance.


per month


year old

female in excellent health


of coverage


per month


year old

male in excellent health


of coverage


per month


year old

female in excellent health


of coverage

It only takes a minute to get an estimate for term insurance that fits your family's needs.

Get an estimate

"If you want fast, simple term life insurance, Fabric is worth a look."

I'm in great shape.
Do I need life insurance?

We can't speak for the literally invincible among us, but for everyone else, life insurance is a key part of looking out for our families if the unexpected happens.

Tell Me More

Who needs term life insurance?

If you have someone who depends on you financially, you own a business, have debts, or want to leave something behind for friends and family, you can benefit from life insurance. Learn more about if life insurance is necessary.

How much life insurance coverage do I need?

Hear from happy parents

You do it all.
We do, too.

Tackle your family's keep-you-up-at-night list - right from the app. Create a free will and collaborate with your partner to organize your family's finances.

You made it to the end!

Now comes the easy part: applying. How easy? It takes about 10 minutes to do it.

Apply in 10 minutes

About Fabric




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© 2021 Fabric Insurance Agency, LLC

Accidental Death Insurance policies (Form VL-ADH1 with state variations where applicable) and Term Life Insurance policies (Form ICC16-VLT, ICC19-VLT2, and CMP 0501 with state variations where applicable) are issued by Vantis Life Insurance Company (Vantis Life), Windsor, CT (all states except NY), and by The Penn Insurance and Annuity Company of New York (NY only). Coverage may not be available in all states. Issuance of coverage for Term Life Insurance is subject to underwriting review and approval. Please see a copy of the policy for the full terms, conditions and exclusions. Policy obligations are the sole responsibility of Vantis Life.

Fabric Insurance Agency, LLC (FIA) is an insurance agency licensed to sell life and accident insurance products. FIA will receive compensation from Vantis Life for such sales. The NAIC Company Code for Vantis Life is 68632. See the Terms of Use for additional information regarding FIA.

Plan like a parent. is a trademark of Fabric Technologies, Inc.