Life insurance and financial security for your family
Fabric takes the stress out of managing your family’s finances with fast, affordable life insurance, will creation, college savings, and more.
Life insurance and financial security for your family
Fabric takes the stress out of managing your family’s finances with fast, affordable life insurance, will creation, college savings, and more.
The convenience you love, the brand you trust
Fabric has partnered with Gerber Life, a brand trusted by millions of families like yours for more than 50 years.
Fabric by Gerber Life can give parents like you term life insurance that’s designed to be affordable, plus wills, access to college savings funds, and more tools to help protect your family’s financial future—all in an easy online experience.
Life insurance made easy
Fully digital experience
Gone are the days of sitting in an insurance sales office. Fabric makes getting life insurance 100% digital — experience it on our website or via our convenient mobile app
130+ years of trusted coverage
Fabric by Gerber Life offers policies issued by Western-Southern Life Assurance Company, a Western & Southern company (with a heritage dating back to 1888), rated "A+" ("Superior") for financial strength by A.M. Best. Western & Southern is the parent company of Gerber Life Agency.
Automated underwriting
Traditional underwriting can take 10 weeks or more. With our automated digital underwriting system, you could get an instant decision with no medical exam. And when that isn’t possible, you’ll be able to track your application status with our convenient online dashboard.
Fast and hassle-free
Getting life insurance can seem like a daunting process. We make it easy — like, “you could be done with your application in only 10 minutes” easy.
Family finances in one simple app
With Fabric’s easy-to-use mobile app you can create a will, set up your kids’ college savings, and establish a rainy day savings fund — all in one place. Try it out today
Cancel any time
With Fabric, there are no hidden fees — ever. We offer a 30-day money back guarantee and the ability to cancel your coverage at any time.
Not all life insurance policies are made equal. Here’s what makes us different.
Policy benefits — at no additional cost to you
Our policy comes with benefits that you won’t find many other carriers offering at no additional cost. They’re part of the secret sauce that makes Fabric — well, Fabric!
Get access to policy funds when you need it most
Receive an advance* from your policy's death benefit through the accelerated death benefit rider (ADBR), automatically included with your policy, if you are diagnosed with a terminal illness. You can use this payment to pay for end-of-life care, plan for final expenses, or address other financial needs to help your family.
No price changes…guaranteed
Life is full of uncertainties — your policy price shouldn’t be one of them. In fact, we guarantee that your price won’t change for your full term period, no matter what happens in the economy**.
*If the advance is not repaid it will reduce the death benefit and affect other policy values.
**Assuming premiums are paid.
Have questions about life insurance?
Join other happy customers
4.8/5 rating from Trustpilot
Fabric has 1,800+ reviews and an “Excellent” TrustScore rating on Trustpilot. Read reviews
A+ rating from Better Business Bureau
Fabric is a Better Business Bureau accredited business with an A+ rating. BBB profile
4.5/5 stars on Google
Fabric has 4.5 out of 5 stars on Google Reviews. Read reviews
See what people are saying
Very easy step by step instructions and they give drop downs to explain things you might not understand. Great company.
— Steven H. via Trustpilot
Easy, fast, and secure! A trusted company with a history to prove it. Don’t gamble on what’s important, sign up today and know your family will be taken care of if the worst should happen.
— Noah via Trustpilot
I've been a member of Fabric for a while now. It's super easy and comforting to have that extra protection for my family.
— Samantha via Trustpilot
The application and review process were simple, user-friendly and straightforward.
— Serena M. via Trustpilot
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