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What's Covered?

Fabric Instant is insurance for accidental death, your life's single biggest risk when you are 25-44*

*CDC: National Vital Statistics Report, Volume 64, Number 2. (February 16, 2016), Table 9.

Fabric Premium is a term life insurance policy covering both accidents and illnesses.

Covered by Fabric Instant

Fabric Instant is insurance for accidental death.

Examples of what's covered include: unexpected events like car, bike, and commercial air crashes, fire, even murder. Illness-related causes such as heart attacks are not covered by Fabric Instant.

Fabric Instant exclusions

Fabric Instant comes with some exclusions. Examples include things like: death from illnesses, suicide or death while participating in a riot.

Choose your state to see state specific exclusions.

Covered by Fabric Premium

Fabric Premium is life insurance that covers death caused by accidents and illnesses.

Examples for what’s covered by Fabric Premium are: everything covered by Fabric Instant plus death caused by all illnesses, including heart attacks, cancer, diabetes and all natural causes.

Fabric Premium exclusions


Our policies are issued by Vantis Life Insurance Company. (Est. 1942)

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© 2019 Fabric Insurance Agency, LLC

Fabric Instant is an Accidental Death Insurance Policy (Form VL-ADH1 with state variations where applicable) and Fabric Premium is a Term Life Insurance Policy (Form ICC16-VLT and CMP 0501 with state variations where applicable). Policies are issued by Vantis Life Insurance Company. (Vantis Life), Windsor, CT (all states except NY), and by Vantis Life Insurance Company of New York, Brewster, NY (NY only). Coverage may not be available in all states. Issuance of coverage for Fabric Premium is subject to underwriting review and approval. Please see a copy of the policy for the full terms, conditions and exclusions. Policy obligations are the sole responsibility of Vantis Life.

Fabric Insurance Agency, LLC (FIA) is an insurance agency licensed to sell life, accident, and health insurance products. FIA will receive compensation from Vantis Life for such sales. The NAIC Company Code for Vantis Life is 68632. See the Terms of Use for additional information regarding FIA.‬‬