Life insurance isn't for you. It's for your family.

Help make sure your family can cover life's expenses without you.

Apply now

How it works:

Help us get to know you.

It can take as little as 10 minutes (we're good at asking questions).

In some cases we can offer you coverage on the spot!

If not, we'll assist you with next steps, like scheduling a health exam.

You receive the offer (yay!) and the peace of mind that comes with it.

Plus, you'll have the option to customize your policy before it's purchased.

Our Life Insurance Policies

Fabric offers policies issued by Vantis Life, a Penn Mutual company (Est 1847). Vantis Life is wholly-owned by Penn Mutual, the second-oldest mutual life insurance company in America. Vantis Life is currently Rated "A+" ("Superior") for financial strength by A.M. Best.

What Fabric customers are paying

Our life insurance policies are more affordable than you might think. Here are some real offers we’ve made to customers for 20-year term life insurance.

29 year old female in excellent health





35 year old male in excellent health





42 year old female in good health





It only takes a minute to get an estimate for insurance that fits your family’s needs.

Get My Estimate

What's covered?

Term life insurance from Fabric covers almost all forms of mortality, including death caused by accident or illness.

This includes unexpected events like fire, homicide, and vehicular crashes, as well as illnesses like heart attacks, cancer, diabetes and other natural causes.


Your claim may be denied if you commit suicide within two years of your policy’s issue date, or misrepresent yourself on your application.

© 2019 Fabric Insurance Agency, LLC

Fabric Instant is an Accidental Death Insurance Policy (Form VL-ADH1 with state variations where applicable) and Fabric Premium is a Term Life Insurance Policy (Form ICC16-VLT and CMP 0501 with state variations where applicable). Policies are issued by Vantis Life Insurance Company. (Vantis Life), Windsor, CT (all states except NY), and by Vantis Life Insurance Company of New York, Brewster, NY (NY only). Coverage may not be available in all states. Issuance of coverage for Fabric Premium is subject to underwriting review and approval. Please see a copy of the policy for the full terms, conditions and exclusions. Policy obligations are the sole responsibility of Vantis Life.

Fabric Insurance Agency, LLC (FIA) is an insurance agency licensed to sell life, accident, and health insurance products. FIA will receive compensation from Vantis Life for such sales. The NAIC Company Code for Vantis Life is 68632. See the Terms of Use for additional information regarding FIA.‬‬