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Modern Family Finances

Family finances have a lot of moving parts. Learn how to make every one of them work for you.

Modern Family Finances

6 Clues Your Debt Is a Disaster

Millions of Americans are in debt. So how do you know if *your* credit card debt is out of control?

By Tally
Modern Family Finances

Make Your Decisions Mathematically by Calculating ‘Opportunity Cost’

When you try to make a decision, you could do it by feel. Or, you could apply some serious math to the problem. Here’s how.

By Trim
Modern Family Finances

6 Ways to Conquer Your Money Baggage (and Avoid Passing It On)

Fabric's ultimate guide to understanding mortgage protection insurance and how it differs from traditional term life insurance policies.

By Lynn Shattuck
Modern Family Finances

Fabric’s Editorial Mission Statement

We promise to provide you fair, unbiased stories that reflect our core values of compassion, joy and exploration.

By Allison Kade
Modern Family Finances

5 Things You Should Know Before You Start Your Own Business

Becoming an entrepreneur can be a lot of work. Here are five crucial tips to get you started.

By Byte Academy
Modern Family Finances

Life Insurance vs. Other Goals: Your Prioritization Guide

Retirement . . . saving for college . . . emergency funds . . . paying off your debt . . . Where should you start on your financial priorities?

By Beth Braverman
Modern Family Finances

Emergency Fund: What Families Need to Know

There’s one thing you can do to help secure your family’s future and give you peace of mind: Have a solid emergency fund. Here’s how to get there.

By Allison Kade
Modern Family Finances

How Much to Save for College? The Ultimate Guide

Despite scary headlines, saving for college is doable. From figuring out how much you can afford to talking about it with family, here’s how.

By Jessica Sillers
Modern Family Finances

$10M in New Funding to Support Fabric’s Mission

We’re excited to announce that Bessemer Venture Partners has led a $10 million Series A investment in Fabric, furthering our mission.

By Adam Erlebacher
Modern Family Finances

High-Deductible Health Plan? Giving Birth Without the (Financial) Pain

Sure, the Affordable Care Act helped, but giving birth costs a lot of money if you have a high-deductible health plan! Here's how to make it work.

By Anna Davies
Modern Family Finances

How Much Should You Be Saving at Every Age?

It's something we all want to know: 'Am I normal? Am I on track?' Here are key financial milestones you should hit by age 30, 40 and 50.

By Meghann Foye
Modern Family Finances

How to Talk Debt With a Partner

Talking money can feel taboo, but being open with your partner can help you avoid relationship problems down the road. Here’s how to do it well.

By Anna Davies
Modern Family Finances

Three Big Ways to Save and Get Out of Debt Fast

Want to build up your savings and get out of debt? Check out these budgeting tips (from financial planners!) to help you get there faster.

By Meghann Foye
Modern Family Finances

The Best Credit Card Perks

Check out our cheat sheet for comparing the best credit card perks, points and annual fees. Read this before you get a new rewards card!

By Anna Davies
Modern Family Finances

Tips for Paying Off Credit Card Debt

If you’ve racked up more debt than you can realistically pay off and you’re considering different options, here’s what you need to know.

By Meghann Foye

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© 2022 Gerber Life Agency, LLC

Term Life Insurance Policy Series ICC22 2205-4004 WSA and Accelerated Death Benefit Rider policy series ICC22 2205-2623 WSA (and state variations where applicable) issued by Western-Southern Life Assurance Company, Cincinnati, OH which operates in DC and all states except NY, and distributed by Gerber Life Agency, LLC using Fabric Technologies. Gerber Life Agency, LLC is an affiliate of Gerber Life Insurance Company (est. 1967). All are members of Western & Southern Financial Group (Western & Southern). Issuance of coverage for Term Life Insurance is subject to underwriting review and approval. Please see a copy of the policy for the full terms, conditions and exclusions. Product provisions, availability, definitions and benefits may vary by state. Payment of benefits under the life insurance policy is the obligation of, and is guaranteed by, the issuing company. Guarantees are based on the claims-paying ability of the issuer. Products are backed by the full financial strength of the issuing company.

All sample pricing is based on a 30-year old F in Excellent health for the coverage amount shown and a 10-year term policy, unless otherwise stated. Gerber Life Agency, LLC (GLA) is an insurance agency licensed to sell life insurance products. GLA will receive compensation from Western-Southern Life Assurance Company for such sales. The NAIC Company Code for Western-Southern Life Assurance Company is 92622.

Western-Southern Life Assurance Company's A+ Superior A.M. Best Rating: Superior ability to meet ongoing insurance obligations (second highest of 13 ratings; rating held since June 2009). Ratings are subject to change from time to time. The ratings shown here are correct as of 09/03/2022. For more information about a particular rating or rating agency, please visit the website of the relevant agency.

Plan like a parent. is a trademark of Fabric Technologies, Inc.

Gerber Life is a registered trademark. Used under license from Société des Produits Nestlé S.A. and Gerber Products Company.

In the State of California, Gerber Life Agency, LLC is known as and does business as Gerber Life Insurance Agency, LLC.