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Life Insurance 101

Mid-Morning Donuts On Us

By Jake Bronstein Jan 13, 2017

The reviews are in: Fabric’s first office visit was sweet. Yours could be next.

Atlanta’s Switchyards Downtown club is a co-working space unlike anything we’ve ever seen.

Built by a pair of experienced e-commerce entrepreneurs with an eye towards helping others follow in their footsteps, every inch of Switchyards has been thoughtfully considered. From the design to the community to the atmosphere, it would be hard not to feel welcomed and inspired.

In spite of the fact that they have a coffee shop onsite, we asked if we could drop by with boxes of Atlanta’s best donuts, Sublime Donuts, to host a mid-morning coffee break free of charge.

And, in spite of the fact that they knew we sell life insurance, they invited us in.

What followed was easy going, low key and fun. We answered questions about life insurance and accidental death insurance for any parents who were interested... and questions about donuts for everyone else.

We helped some parents who’d been thinking about life insurance but didn’t know where to turn next, get coverage more easily than they ever thought possible. And we made a lot of new friends in the process.

Fabric exists to help young families master their money. Our articles abide by strict editorial standards.


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Written by

Jake Bronstein

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Accidental Death Insurance policies (Form VL-ADH1 with state variations where applicable) and Term Life Insurance policies (Form ICC16-VLT, ICC19-VLT2, and CMP 0501 with state variations where applicable) are issued by Vantis Life Insurance Company (Vantis Life), Windsor, CT (all states except NY), and by The Penn Insurance and Annuity Company of New York (NY only). Coverage may not be available in all states. Issuance of coverage for Term Life Insurance is subject to underwriting review and approval. Please see a copy of the policy for the full terms, conditions and exclusions. Policy obligations are the sole responsibility of Vantis Life.

All sample pricing is based on a 25-year old F in Excellent health for the coverage amount shown. All samples are for a 10-year term policy, unless otherwise stated. Term Life Insurance policies (Form ICC16-VLT, ICC19-VLT2, and CMP 0501 with state variations where applicable) are issued by Vantis Life Insurance Company (Vantis Life), Windsor, CT. Coverage may not be available in all states. Issuance of coverage for Term Life Insurance is subject to underwriting review and approval. Please see a copy of the policy for the full terms, conditions and exclusions. Policy obligations are the sole responsibility of Vantis Life.

Fabric Insurance Agency, LLC (FIA) is an insurance agency licensed to sell life and accident insurance products. FIA will receive compensation from Vantis Life for such sales. The NAIC Company Code for Vantis Life is 68632. See the Terms of Use for additional information regarding FIA.

A.M. Best uses letter grades ranging from A++, the highest, to F, companies in liquidation. Vantis Life’s A+ (Superior) rating, which was reaffirmed in April 2020, ranks the second highest out of 16 rankings. An insurer’s financial strength rating represents an opinion by the issuing agency regarding the ability of an insurance company to meet its financial obligations to its policyholders and contract holders and not a statement of fact or recommendation to purchase, sell or hold any security, policy or contract. These ratings do not imply approval of our products and do not reflect any indication of their performance. For more information about a particular rating or rating agency, please visit the website of the relevant agency.

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