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Life Insurance in California: Fabric’s Got You Covered

By Fabric Mar 12, 2021

Residents of California have something new to get excited about. For the first time, they’re eligible to apply for life insurance through Fabric. 

That means all the benefits of applying for term life insurance through Fabric—a simple streamlined application, the possibility of getting an offer in under 10 minutes and a policy that’s always accessible in the Fabric app—are now available for 40 million more people.

California Life Insurance: Streamlined, Online Application 

Finally, California joins the 48 other states and municipalities that have access to Fabric’s online term life insurance application (sorry, New York and Montana, we hope to see you soon). 

With Fabric, you don’t need to speak to an agent on the phone or meet in person just to fill out your insurance application. You can do it all online or from our app. The application has several parts:

  • Your age, sex and state

  • Questions about your lifestyle

  • Questions about your health

  • Questions about your work situation

  • Questions to confirm your identity

  • The beneficiaries you’d like to choose

Find out more about the details of what’ll be asked on your application for life insurance in California (and elsewhere).

You Could Be Approved Immediately

Many people who apply for term life insurance through Fabric could be approved on the spot and able to begin coverage instantly. Our advanced algorithms help determine which applicants may qualify for this kind of approval. 

Even if we can’t make you an offer right away, we’ll send your application to our human underwriters to see if they can approve you without a medical exam. If you do need a life insurance health exam after all, we make it easy by sending a qualified medical professional to your home or business for free, around your schedule (yes, nights and weekends too). 

Here’s more on how the underwriting process works.

California Gets More Than Just Life Insurance

Fabric is consistently pushing the limits of not only where its products are available, but of the ways it can make it easier for people to keep their families safe. That’s why Fabric also offers a mobile app that’s a one-stop shop for family finances, along with a free online will maker

It’s time to plan like a parent—with Fabric.

Fabric exists to help young families master their money. Our articles abide by strict editorial standards. This article has been reviewed and approved by a compliance professional who is a licensed life insurance agent.

Fabric by Gerber Life exists to help young families master their money. Our articles abide by strict editorial standards.

Information provided is general and educational in nature and is not intended to be, and should not be construed as, financial, legal, or tax advice. Laws of a specific state or laws relevant to a particular situation may affect the applicability, accuracy, or completeness of this information. Federal and state laws and regulations are complex and are subject to change. We make no warranties with regard to the information or results obtained by its use, and disclaim any liability arising out of your use of, or reliance on, the information.

Fabric by Gerber Life offers a mobile experience for people on-the-go who want an easy and fast way to purchase life insurance.

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© 2023 Gerber Life Agency, LLC

Term Life Insurance Policy Series ICC22 2205-4004 WSA and Accelerated Death Benefit Rider policy series ICC22 2205-2623 WSA (and state variations where applicable) issued by Western-Southern Life Assurance Company, Cincinnati, OH which operates in DC and all states except NY, and distributed by Gerber Life Agency, LLC using Fabric Technologies. Gerber Life Agency, LLC is an affiliate of Gerber Life Insurance Company (est. 1967). All are members of Western & Southern Financial Group (Western & Southern). Issuance of coverage for Term Life Insurance is subject to underwriting review and approval. Please see a copy of the policy for the full terms, conditions and exclusions. Product provisions, availability, definitions and benefits may vary by state. Payment of benefits under the life insurance policy is the obligation of, and is guaranteed by, the issuing company. Guarantees are based on the claims-paying ability of the issuer. Products are backed by the full financial strength of the issuing company.

All sample pricing is based on a 30-year old F in Excellent health for the coverage amount shown and a 10-year term policy, unless otherwise stated. Gerber Life Agency, LLC (GLA) is an insurance agency licensed to sell life insurance products. GLA will receive compensation from Western-Southern Life Assurance Company for such sales. The NAIC Company Code for Western-Southern Life Assurance Company is 92622.

Western-Southern Life Assurance Company's A+ Superior A.M. Best Rating: Superior ability to meet ongoing insurance obligations (second highest of 13 ratings; rating held since June 2009). Ratings are subject to change from time to time. The ratings shown here are correct as of 09/03/2022. For more information about a particular rating or rating agency, please visit the website of the relevant agency.

Plan like a parent. is a trademark of Fabric Technologies, Inc.

Gerber Life is a registered trademark. Used under license from Société des Produits Nestlé S.A. and Gerber Products Company.

In the State of California, Gerber Life Agency, LLC is known as and does business as Gerber Life Insurance Agency, LLC.