Do you really need another company update that begins with, “In these challenging times…”?
Really, though, all of us at Fabric wanted to let you know what’s going on in light of coronavirus. It’s a priority for us to maintain uninterrupted service for our customers, and your health and safety are our top concern.
The term life insurance policies sold by Fabric are backed by Vantis Life Insurance Company, which has been keeping its promises for over 75 years, with a record of strong financial performance. Vantis Life is currently rated “A+” (“Superior”) for financial strength by A.M. Best (here's what you should know about life insurance ratings agencies), and it’s wholly owned by Penn Mutual, the second-oldest mutual life insurance company in America.
That means that Fabric customers have policies backed by life insurers with experience and a track record of protecting what matters most through past recessions, wars and pandemics.
Along with our insurance partners, we’re regularly monitoring global and local developments as well as guidelines from the Centers for Disease Control and the World Health Organization. One bright side of this crisis is that the businesses making it work are the ones that have digital-first technologies—and digital access is part of Fabric’s DNA.
If you have any questions or comments for us, please don’t hesitate to reach out to customer support by choosing “Support” from the menu on our website.
To assist you and your family, if you fall behind on paying your policy’s premiums, we’ve temporarily suspended the lapsing, or cancellation, of policies due to non-payment through July 1, 2020. In addition, we are offering a 12-month repayment period to make up any missed premiums. To be eligible for this, you’ll need to submit in writing that you could not make timely premium payments due to financial hardship as a result of the COVID-19 pandemic. This opportunity is available even if we sent you a lapse notification email before March 29, 2020.
Fabric exists to help young families master their money. Our articles abide by strict editorial standards.
Fabric by Gerber Life exists to help young families master their money. Our articles abide by strict editorial standards.
Information provided is general and educational in nature and is not intended to be, and should not be construed as, financial, legal, or tax advice. Laws of a specific state or laws relevant to a particular situation may affect the applicability, accuracy, or completeness of this information. Federal and state laws and regulations are complex and are subject to change. We make no warranties with regard to the information or results obtained by its use, and disclaim any liability arising out of your use of, or reliance on, the information.
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Term Life Insurance Policy Series ICC22 2205-4004 WSA and Accelerated Death Benefit Rider policy series ICC22 2205-2623 WSA (and state variations where applicable) issued by Western-Southern Life Assurance Company, Cincinnati, OH which operates in DC and all states except NY, and distributed by Gerber Life Agency, LLC using Fabric Technologies. Gerber Life Agency, LLC is an affiliate of Gerber Life Insurance Company (est. 1967). All are members of Western & Southern Financial Group (Western & Southern). Issuance of coverage for Term Life Insurance is subject to underwriting review and approval. Please see a copy of the policy for the full terms, conditions and exclusions. Product provisions, availability, definitions and benefits may vary by state. Payment of benefits under the life insurance policy is the obligation of, and is guaranteed by, the issuing company. Guarantees are based on the claims-paying ability of the issuer. Products are backed by the full financial strength of the issuing company.
All sample pricing is based on a 30-year old F in Excellent health for the coverage amount shown and a 10-year term policy, unless otherwise stated. Gerber Life Agency, LLC (GLA) is an insurance agency licensed to sell life insurance products. GLA will receive compensation from Western-Southern Life Assurance Company for such sales. The NAIC Company Code for Western-Southern Life Assurance Company is 92622.
Western-Southern Life Assurance Company's A+ Superior A.M. Best Rating: Superior ability to meet ongoing insurance obligations (second highest of 13 ratings; rating held since June 2009). Ratings are subject to change from time to time. The ratings shown here are correct as of 09/03/2022. For more information about a particular rating or rating agency, please visit the website of the relevant agency.
Plan like a parent. is a trademark of Fabric Technologies, Inc.
Gerber Life is a registered trademark. Used under license from Société des Produits Nestlé S.A. and Gerber Products Company.
In the State of California, Gerber Life Agency, LLC is known as and does business as Gerber Life Insurance Agency, LLC.