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Prepare for what you can't prevent

It takes about five minutes to help protect your family by getting covered with accidental death insurance.

Get covered

Prepare for what you can't prevent

It takes about five minutes to help protect your family by getting covered with accidental death insurance.

Get covered

How it works


Tell us about you

Answer some basic questions. It's like taking a test you know all the answers to.


Pick your policy

Decide how much coverage you need and how much you'd like to spend.


Enjoy being insured

In less time than it takes to change a stubborn toddler's diaper, you're insured for accidental death.

Get Started

Did you know?

Find the policy that fits your life.


per month


of coverage


per month


of coverage


per month


of coverage

Pricing varies by state

Start now

Our policies

Fabric offers policies issued by Vantis Life, a Penn Mutual company (Est 1847). Penn Mutual is the second-oldest mutual life insurance company in America, and wholly owns Vantis Life, which is currently Rated “A+” (“Superior”) for financial strength by A.M. Best.

What's covered?

Here's what accidental death insurance covers.

Accidental death insurance is exactly what it sounds like. Examples of what's covered include: death from unexpected events like car, bike, and commercial air crashes, fire, and murder.

Here's what it doesn't cover.

Accidental death insurance doesn't cover things like: death from illnesses, suicide, death while participating in a riot, or committing a crime. Since these exclusions vary by state, we recommend clicking the "What's Covered?" link while signing up (available while selecting your price plan) to see your state's specific exclusions.

If you're looking for insurance that also covers death from illness, check out term life insurance from Fabric here.

"Incredible when you think it costs just about the same as a fancy cup of coffee."

Erika from Baltimore, MD

Fabric customer

You do it all.
We do, too.

Tackle your family's keep-you-up-at-night list - right from the app. Apply for life insurance, create a free will and collaborate with your partner to organize your family's finances.

Made it this far? That's no accident.

You're just a few minutes away from helping to protect your family with an easy and affordable accidental death policy from Fabric.

Get covered

About Fabric




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© 2021 Fabric Insurance Agency, LLC

Accidental Death Insurance policies (Form VL-ADH1 with state variations where applicable) and Term Life Insurance policies (Form ICC16-VLT, ICC19-VLT2, and CMP 0501 with state variations where applicable) are issued by Vantis Life Insurance Company (Vantis Life), Windsor, CT (all states except NY), and by The Penn Insurance and Annuity Company of New York (NY only). Coverage may not be available in all states. Issuance of coverage for Term Life Insurance is subject to underwriting review and approval. Please see a copy of the policy for the full terms, conditions and exclusions. Policy obligations are the sole responsibility of Vantis Life.

Fabric Insurance Agency, LLC (FIA) is an insurance agency licensed to sell life and accident insurance products. FIA will receive compensation from Vantis Life for such sales. The NAIC Company Code for Vantis Life is 68632. See the Terms of Use for additional information regarding FIA.

Plan like a parent. is a trademark of Fabric Technologies, Inc.